Map of Kiva lending locations

Where Kiva works

Kiva serves borrowers in more than 70 countries on 5 continents. We’re headquartered in San Francisco, with offices in Nairobi and Bogota and staff stationed around the world. We also have incredible volunteer fellows working in local communities across the globe throughout the year.

In addition to all these dedicated Kivans, we would not be able to reach so many communities and scale our impact without the extensive network of Lending Partners and Trustees who help connect us with borrowers.

Lending Partners do incredible work– they screen borrowers, post loan requests to Kiva for funding, disburse loans on the ground and collect repayments. Most Lending Partners are microfinance institutions, but they can also be schools, NGOs or social enterprises. They all share one thing in common: the desire to improve people’s lives through safe, fair access to credit. Learn how to become a Lending Partner.

Trustees endorse loans, vouching for borrowers who want to apply for direct loans on Kiva, which are loans that aren’t administered by Lending Partners. Learn how to become a Trustee.

Check out a full list of Trustees, or learn more about our Lending Partners below.


Find a Lending Partner

292 Partners
  Show Closed Partners:
Lending Partner Name and Country Lending Partner Social Performance Strengths Partner Risk Rating: Delinquency Rate Default Rate
16.14% 0.07%
Inactive
0.52% 0.06%
0.39% 0.09%
Humo

Humo

203 months on Kiva
Tajikistan
0.40% 0.28%
1.54% 4.21%
1.89% 0.21%
16.08% 4.86%
Inactive
0.00% 7.47%
0.00% 0.52%
0.16% 1.27%
Kaebauk

Kaebauk

143 months on Kiva
Timor-Leste
6.37% 0.27%
73.34% 0.86%
5.73% 1.23%
3.32% 0.28%
16.55% 0.88%
Credo

Credo

159 months on Kiva
Georgia
0.29% 0.20%
MiCredito

MiCredito

161 months on Kiva
Nicaragua
Costa Rica
4.81% 0.56%
3.83% 1.45%
6.77% 1.01%
1.82% 0.25%
7.38% 0.56%
Inactive
7.15% 0.24%
d.light design

d.light design

48 months on Kiva
Namibia
Zimbabwe
Zambia
South Africa
Papua New Guinea
Nigeria
Niger
Mozambique
Mali
Madagascar
Liberia
Benin
Kenya
14.63% 0.00%
100.00% 9.60%
3.98% 0.00%
0.00% 6.14%
63.36% 0.00%
34.08% 1.18%
11.16% 0.28%
Inactive
0.00% 0.13%
FUNDAPEC

FUNDAPEC

131 months on Kiva
Dominican Republic
19.14% 20.99%
5.12% 0.01%
0.00% 0.00%
0.82% 1.81%
4.30% 0.50%
9.96% 0.14%
1.49% 0.07%
Hekima

Hekima

170 months on Kiva
Congo (DRC)
2.16% 0.17%
4.02% 0.72%
3.09% 0.05%
Inactive
0.00% 3.46%
20.92% 0.19%
11.18% 0.71%
24.21% 0.23%
2.21% 0.42%
11.17% 0.32%
6.03% 0.26%
Jibu

Jibu

88 months on Kiva
Uganda
Kenya
Burundi
Congo (DRC)
Ghana
Rwanda
Zambia
4.79% 0.30%
5.74% 0.41%
6.61% 0.05%
Inkomoko

Inkomoko

129 months on Kiva
Rwanda
Kenya
29.86% 1.59%
6.46% 0.73%
0.00% 0.13%
6.39% 1.77%
Inactive
74.69% 1.14%
4.13% 7.84%
9.71% 0.46%
CIDRE

CIDRE

178 months on Kiva
Bolivia
100.00% 1.16%
7.47% 2.16%
Inactive
0.00% 0.36%
EDESA

EDESA

183 months on Kiva
Costa Rica
Panama
0.00% 1.92%
0.22% 0.00%
5.14% 0.98%
7.46% 0.00%
1.57% 0.00%
3.44% 0.03%
4.70% 0.00%
22.58% 2.29%
1.32% 0.23%
8.13% 1.67%
3.43% 0.77%
38.11% 0.04%
28.32% 0.27%
Inactive
0.00% 0.00%
Inactive
60.03% 12.02%
0.02% 0.00%
0.00% 0.00%
2.71% 0.00%
0.18% 0.00%
48.27% 0.00%
0.24% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
85.71% 0.00%
55.09% 0.00%
100.00% 16.52%
33.69% 0.30%
0.25% 0.00%
17.75% 0.00%
38.19% 1.09%
Inactive
0.00% 0.00%
2.55% 0.79%
9.94% 0.00%
Kepler

Kepler

106 months on Kiva
Rwanda
0.00% 0.00%
Milaap

Milaap

113 months on Kiva
India
N/A N/A
0.00% 0.00%
Paused
100.00% 0.07%
0.00% 0.00%
1.30% 0.00%
ADICLA

ADICLA

140 months on Kiva
Guatemala
7.31% 1.34%
0.42% 1.26%
Novica

Novica

143 months on Kiva
Nicaragua
Kazakhstan
Uzbekistan
United States
Thailand
Tajikistan
Peru
Kyrgyzstan
Indonesia
Guatemala
Ghana
El Salvador
Costa Rica
Brazil
Mexico
India
3.25% 0.00%
0.00% 0.26%
13.15% 0.10%
Paused
100.00% 0.07%
0.00% 1.68%
IMPRO

IMPRO

205 months on Kiva
Bolivia
63.31% 0.15%
0.00% 0.00%
0.48% 0.00%
0.00% 0.00%
3.55% 0.00%
0.00% 0.00%
18.89% 0.18%
0.02% 0.00%
34.16% 0.32%
8.00% 1.20%
34.68% 0.00%
Impact Hub

Impact Hub

82 months on Kiva
South Africa
Ghana
El Salvador
Brazil
Mexico
0.00% 0.00%
Inactive
82.70% 5.93%
0.00% 0.00%
Paused
100.00% 0.00%
3.88% 0.10%
2.74% 0.05%
Nexus For Development

Nexus For Development

115 months on Kiva
Lao PDR
Cambodia
India
Indonesia
Malawi
Myanmar (Burma)
Philippines
44.47% 0.00%
NESsT

NESsT

109 months on Kiva
Brazil
Chile
Colombia
Peru
0.00% 14.95%
3.47% 0.43%
Paused
100.00% 0.58%
9.71% 1.47%
1.59% 0.11%
4.48% 0.02%
Inactive
0.00% 0.00%
Wedu

Wedu

115 months on Kiva
Cambodia
Myanmar (Burma)
Nepal
Thailand
0.00% 0.00%
Vahatra

Vahatra

110 months on Kiva
Madagascar
10.90% 0.12%
Inactive
0.00% 0.00%
Paused
100.00% 5.92%
Inactive
0.00% 8.56%
Inactive
89.58% 0.00%
0.00% 7.86%
7.07% 6.25%
51.72% 3.48%
0.71% 0.03%
12.23% 1.47%
13.57% 0.00%
7.58% 0.99%
22.94% 0.62%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
2.84% 0.00%
50.00% 0.00%
0.00% 0.00%
N/A N/A
5.15% 0.00%
100.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.93% 15.54%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
14.30% 0.00%
0.00% 0.00%
Fansoto

Fansoto

42 months on Kiva
Senegal
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
1.57% 0.00%
Inactive
0.00% 0.00%
40.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
24.89% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
1.11% 3.19%
0.00% 0.00%
YIKRI

YIKRI

68 months on Kiva
Burkina Faso
68.58% 0.28%
63.63% 0.00%
11.11% 0.00%
Inactive
0.00% 22.96%
100.00% 0.00%
100.00% 0.00%
100.00% 0.00%
79.04% 0.00%
0.00% 0.00%
100.00% 11.23%
Uncharted

Uncharted

94 months on Kiva
United States
Kenya
Uganda
Cambodia
Mexico
Tanzania
Colombia
Canada
Inactive
0.00% 5.00%
11.58% 0.00%
6.53% 0.33%
Inactive
0.00% 7.58%
0.00% 5.03%
75.27% 4.91%
Inactive
100.00% 34.12%
Inactive
100.00% 60.14%
Inactive
65.09% 8.14%
0.00% 0.00%
2.44% 4.27%
Inactive
0.00% 8.86%
5.21% 2.32%
1.97% 5.52%
Paused
100.00% 0.40%
Paused
100.00% 0.72%
FAPE

FAPE

197 months on Kiva
Guatemala
5.80% 1.29%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
75.00% 0.00%
100.00% 0.00%
Aflore

Aflore

25 months on Kiva
Colombia
67.84% 0.00%
27.21% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 74.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 79.82%
0.00% 42.57%
100.00% 14.47%
0.00% 0.00%
57.49% 9.48%
100.00% 0.75%
Inactive
0.00% 20.41%
Inactive
0.00% 5.98%
PAC

PAC

130 months on Kiva
Nicaragua
1.55% 2.05%
Inactive
100.00% 44.99%
Inactive
79.49% 4.29%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Inactive
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Paused
0.00% 96.10%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Paused
0.00% 24.80%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Experimental
0.00% 0.00%
Paused
0.00% 99.80%
Experimental
0.00% 0.00%
Inactive
0.00% 6.47%