There is no Field Partner for this loan. It is part of the Kiva Labs Social Enterprise program. For more details on LSE, please click here. For more details on the borrower, please refer to their loan profile.


Repayment Performance on Kiva

    This Lending Partner All Kiva Partners
  Start Date On Kiva Jun 6, 2023 Oct 12, 2005
Total Loans $50,000 $2,210,417,670
Amount of raised Inactive loans $0 $473,495
Number of raised Inactive loans 0 208
Amount of Paying Back Loans $50,000 $152,181,130
Number of Paying Back Loans 1 180,174
Amount of Ended Loans $0 $2,057,763,045
Number of Ended Loans 0 2,711,257
Delinquency Rate 100.00% 10.11%
Amount in Arrears $10,470 $9,258,916
Outstanding Portfolio $10,470 $91,625,751
Number of Loans Delinquent 1 35,078
Default Rate 0.00% 1.80%
Amount of Ended Loans Defaulted $0 $37,111,572
Number of Ended Loans Defaulted 0 97,527
Currency Exchange Loss Rate 0.00% 0.39%
Amount of Currency Exchange Loss $0 $13,741,641
Refund Rate 0.00% 0.52%
Amount of Refunded Loans $0 $11,566,110
Number of Refunded Loans 0 9,975

Loan Characteristics On Kiva

    This Lending Partner All Kiva Partners
  Loans to Women Borrowers 100.00% 78.92%
Average Loan Size $50,000 $407
Average Individual Loan Size $50,000 $603
Average Group Loan Size $0 $1,964
Average number of borrowers per group 0 8.4
Average GDP per capita (PPP) in local country $9,256 $4,378
Average Loan Size / GDP per capita (PPP) 540.19% 9.31%
Average Time to Fund a Loan 13.92 days 9.2 days
Average Dollars Raised Per Day Per Loan $3,591.68 $44.31
  Average Loan Term 12 months 11.52 months

Journaling Performance on Kiva

    This Lending Partner All Kiva Partners
  Total Journals 1 1,305,087
  Journaling Rate 100.00% 41.67%
  Average Number of Comments Per Journal 0.00 0.02
  Average Number of Recommendations Per Journal 0.00 0.52

Borrowing Cost Comparison (based on 2009 data)

    This Lending Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower N/A 29.00% PY 28.52% PY
  Profitability (return on assets) N/A 1.4% -1.50%
  Average Loan Size (% of per capita income) N/A 42.00% 0.00%

Country Fast Facts

Country:
Peru
Capital:
Lima
Official Language:
Spanish (official) 84.1%, Quechua (official) 13%, Aymara (official) 1.7%, Ashaninka 0.3%, other native languages 0.7%, other 0.2%
Population:
30,147,935
Avg Annual Income:
$9,256
Labor Force:
agriculture: 25.8%, industry: 17.4%, services: 56.8%
Population Below Poverty Line:
23.90%
Literacy Rate:
94.50%
Infant Mortality Rate (per 1000):
20.21 deaths
Life Expectancy:
68.39 years

Lending Partner Staff

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