
Make a loan,
change a life.
Over 1.4 billion people lack financial access. With $25, you can give someone a chance for a better future.
Find a borrower to support

Invest in change
that lasts
Lend, get repaid, lend to someone else. Withdraw at any point.
Kiva loans lead to long-term, successful outcomes. That’s why Kiva has a 96% repayment rate.
How Kiva works

Our commitment
100% of your loan goes toward supporting borrowers.
Our Impact

"If I hadn’t taken those loans, my business would have never grown. I have a family to provide to, it takes money. And so, with these loans, I was able to keep my family afloat.”
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"It'd be very difficult without a loan to expand my business. I don't know what would have happened if I didn't have this loan...my sales have gone up tremendously and this has affected the lives of my children and other people around me."
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“After COVID, work became more difficult. Our shop was closed for a long time, we couldn't work. But with this loan, our situation got better.”
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"I’ve really grown as a woman, as a businessperson, and I can teach my kids how to value these types of things as well.
Read more storiesOur Partners

Our strategic partners enable us to invest in innovation, technology, and progress toward global financial inclusion and expand our global impact.
“Kiva’s ability to leverage the power of technology and compassion has produced an impressive record of impact that has helped millions of entrepreneurs around the world. PayPal is honored to be a long-time partner of Kiva as we work together to advance greater access to financial services and build a more inclusive economy.”
Franz Paasche Chief Corporate Affairs Officer at PayPal