Invest in the planet by investing in each other.
Join the fight for environmental equity. Fund loans that give people resources to improve their living conditions and solve climate issues in their communities.
Support causes you care about.
How Kiva works
Get started
Choose a borrower who inspires you or choose a cause you support.
Invest
Lend manually or automatically.
Get repaid
Kiva borrowers have a 96% repayment rate historically.
Repeat
Change more lives by relending your money over and over again.
It's a loan,
not a donation
Kiva is a loan, not a donation, allowing you to cycle your money and create a personal impact across the world. Plus, you can withdraw your funds at any time.
100% of your loan goes to the field.

Our community has funded over $1.6 billion in loans.

Kiva borrowers have a 96% repayment rate.

The Kiva community spans 77 countries and 1.9M lenders.
Partnered to support climate resilience
Make a loan today!
Find a borrower
Kiva is an international nonprofit that believes in financial access for all.
We do this by crowdfunding loans, unlocking capital, and addressing the underlying barriers to financial access around the world. With Kiva, you can pitch in as little as $5 every month and make a big difference in someone's life.
