Make a loan,
change a life.
Kiva empowers underserved people to achieve their
dreams by crowdfunding loans and unlocking capital.
Get started
Kiva makes it easy to support causes you care about.
It's a loan, not a donation
Kiva is a loan, not a donation, allowing you to cycle your money and create a personal impact across the world. Plus, you can withdraw your funds at any time.
How it works
By lending as little as $25 on Kiva, you can support the causes you care about and make a real personal impact.
Choose a borrower
Browse by category and find an entrepeneur to support
Make a loan
Help fund a loan
with as little as $25.
Get repaid
Kiva borrowers have a 96% repayment rate historically.
Repeat
Relend your money or withdraw your funds.
100% of your loan goes to the field.
We don't take a penny.
What our lending
community thinks
Being able to lend, then get repaid, and lend over and over again gives great satisfaction. My funds have been lent 12 times over.
Heather McLaughlin,
Kiva lender
Just made my 11th loan to a single mother in Nicaragua. Constantly blown away by the impact from the same $25 being lent over and over again.
Jenae Journot,
Kiva lender
Make a loan today!
Get started