Asunta | A loan of $1,950 helps to increase production by hiring more artisans for her workshop.

Make a loan, change a life.

With Kiva you can lend as little as $5 and make a big change in someone's life.

Find a borrower

Unlock your organization's impact potential

Kiva partners with businesses and organizations to make an even greater impact on communities around the world, one loan at a time. Join Kiva to create a financially inclusive world, where all people hold the power to improve their lives.

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Founding Partner spotlight

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$2 billion in loans processed since 2005

As a foundational partner, PayPal has facilitated our collective $2B in impact through in-kind payment processing. Thanks to PayPal, 100% of every dollar loaned goes to supporting people around the globe.

How Kiva works

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Get started

Choose a borrower who inspires you or choose a cause you support.

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Invest

Lend manually or automatically.

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Get repaid

Kiva borrowers have a 96% repayment rate historically.

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Repeat

Change more lives by relending your money over and over again.

It's a loan,
not a donation

Kiva is a loan, not a donation, allowing you to cycle your money and create a personal impact across the world. Plus, you can withdraw your funds at any time.

100% of your loan goes to supporting borrowers.

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Our community has funded over $1.6 billion in loans.

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Kiva borrowers have a 96% repayment rate.

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The Kiva community spans 77 countries and 1.9M lenders.

Anna Burgess Yang Testimonial Image

This morning I made microloans to a bakery in Samoa and a general store in Rwanda. I've been lending on Kiva since 2009 and I'm excited every time I get an email that I've received repayments and can make another loan.

Anna

KIVA LENDER

Kiva lender Jenae Journot Testimonial

It's easy to make a difference in someone's life through Kiva. Just made my 11th loan to a single mother in Nicaragua. Constantly blown away by the impact from the same $25 being lent over and over again.

Jenae

Kiva lender

Make a loan today!

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