Make a loan, change a life .
With Kiva you can lend as little as $25 and make a big change in someone's life.
Support causes you care about.
How Kiva works
Get started
Choose a borrower who inspires you or choose a cause you support.
Invest
Lend manually or automatically.
Get repaid
Kiva borrowers have a 96% repayment rate historically.
Repeat
Change more lives by relending your money over and over again.
It's a loan,
not a donation
Kiva is a loan, not a donation, allowing you to cycle your money and create a personal impact across the world. Plus, you can withdraw your funds at any time.
100% of your loan goes to supporting borrowers.
Our community has funded over $1.6 billion in loans.
Kiva borrowers have a 96% repayment rate.
The Kiva community spans 77 countries and 1.9M lenders.
This morning I made microloans to a bakery in Samoa and a general store in Rwanda. I've been lending on Kiva since 2009 and I'm excited every time I get an email that I've received repayments and can make another loan.
Anna,
Kiva Lender
It's easy to make a difference in someone's life through Kiva. Just made my 11th loan to a single mother in Nicaragua. Constantly blown away by the impact from the same $25 being lent over and over again.
Jenae,
Kiva lender
“We’re proud to feature Kiva as a customer in our international campaign, highlighting their efforts to make the impossible achievable by expanding financial access across the globe.”
Colin McRae, VP of Brand Marketing & Creative Strategy @ Slack