Make a loan, change a life .
With Kiva you can lend as little as $25 and make a big change in someone's life.
Support causes you care about.
One card.
Endless opportunities.
Meet the Kiva Card, the only gift that actually keeps giving!
When you hand someone a Kiva Card under the twinkling lights this year, you’re not only giving them the chance to change a life, but the chance to do it again and again. It’s a lot better than an ugly sweater.
How it works
By lending as little as $25 on Kiva, you can support the causes you care about and make a real personal impact.
Choose a borrower
Browse by category and find an entrepreneur to support.
Make a loan
Help fund a loan with as little as $25.
Get repaid
Kiva borrowers have a 96% repayment rate historically.
Repeat
Relend your money or withdraw your funds.
It's a loan,
not a donation
Kiva is a loan, not a donation, allowing you to cycle your money and create a personal impact across the world. Plus, you can withdraw your funds at any time.
100% of your loan goes to the field.
Our community has funded over $1.6 billion in loans.
Kiva borrowers have a 96% repayment rate.
The Kiva community spans 77 countries and 1.9M lenders.
What our lending community thinks
Being able to lend, then get repaid, and lend over and over again gives great satisfaction. My funds have been lent 12 times over.
Heather McLaughlin,
Kiva lender
Just made my 11th loan to a single mother in Nicaragua. Constantly blown away by the impact from the same $25 being lent over and over again.