Asunta | A loan of $1,950 helps to increase production by hiring more artisans for her workshop.

Make a loan, change a life.

With Kiva you can lend as little as $5 and make a big change in someone's life.

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How Kiva works

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Choose a borrower who inspires you or choose a cause you support.


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Get repaid

Kiva borrowers have a 96% repayment rate historically.


Change more lives by relending your money over and over again.

Loans with video

Be'ja is uplifting artists in Iowa

"My goal is not to change the media and entertainment industry, just to simply create a lane of inclusivity within it so that we can exist and our stories can exist. It is my divine hope that Anemoia Studios becomes a safe haven to the Unknown Marginalized Talent of this world."

Lend to Be'ja

Ki Ki helps local businesses thrive

"I help business owners with content so they can focus on their business. I provide a stress-free service so they can successfully manager their business. Everybody wins. I love what I do. I love helping local, small, and non profit businesses."

Lend to Ki Ki

Jermaine provides mentorship to kids in Texas

"I started a mentorship and training program for youth through college student-athletes because I experienced the gaps and opportunities on both sides of the spectrum. My story begins as an immigrant who came to the United States with one goal in mind: to earn an education. However, as I soon discovered, the path to higher education is often a difficult and convoluted one, particularly for those without significant financial resources.

My company, connects youth to college student-athletes for training and mentorship to maximize their potential in life and athletics. While most parents are able to sign up their young athletes for training and mentorship directly, we primarily partner with sponsors and non-profit youth-serving organizations to provide free and low-cost sports training and mentorship to youth in low-income communities. Our business operates both in-person and online, providing training and mentorship to youth 6-13 years old. I believe and have experienced that the lives of young people are positively impacted through relevant and inspiring mentorship and we work to make that possible while using sports as the primary vehicle. I started this business in January 2022, leaning on my experience as a former student-athlete coming from an underserved community. Today we make it possible for college student-athletes across various sports regardless of popularity to earn equitable and flexible income while making a significant impact in the lives of youth."

Lend to Jermaine

It's a loan,
not a donation

Kiva is a loan, not a donation, allowing you to cycle your money and create a personal impact across the world. Plus, you can withdraw your funds at any time.

100% of your loan goes to supporting borrowers.

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Our community has funded over $1.6 billion in loans.

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Kiva borrowers have a 96% repayment rate.

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The Kiva community spans 77 countries and 1.9M lenders.

Anna Burgess Yang Testimonial Image

This morning I made microloans to a bakery in Samoa and a general store in Rwanda. I've been lending on Kiva since 2009 and I'm excited every time I get an email that I've received repayments and can make another loan.



Kiva lender Jenae Journot Testimonial

It's easy to make a difference in someone's life through Kiva. Just made my 11th loan to a single mother in Nicaragua. Constantly blown away by the impact from the same $25 being lent over and over again.


Kiva lender

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“Kiva’s ability to leverage the power of technology and compassion has produced an impressive record of impact that has helped millions of entrepreneurs around the world. PayPal is honored to be a long-time partner of Kiva as we work together to advance greater access to financial services and build a more inclusive economy.”

Franz Paasche Chief Corporate Affairs Officer at PayPal

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