There are over a billion unbanked people around the world.
That’s a billion people who don’t have a credit card for emergencies, a debit card for easy access to their money, or a credit history to help them get a loan.
Kiva is an international nonprofit that tackles this inequality. By connecting people through crowdfunded loans, Kiva puts the power of financial inclusion in all our hands.
OUR IMPACT
A commitment to real impact
It all began in March 2005, when the first loan on kiva.org was funded. Elizabeth, a woman in Uganda, used her $500 Kiva loan to expand her fish-mongering business, traveling to purchase fish by the basket to sell at local markets. That $500 changed her life.
Nineteen years later, 5 million people have used Kiva loans to change theirs.
Kiva’s impact to date
Learn more about Kiva’s impact
*From clients of Kiva Lending Partners surveyed by independent researchers 60 Decibels. Read more →
At Kiva, we believe financial access is a right, not a privilege.
OUR IMPACT FOCUS
The communities we serve
We prioritize supporting populations where we see the most need — and where the Kiva community can do the most good.
Climate change disproportionately impacts unbanked populations globally. The Kiva community helps people get the financial resources they need to build resilience and adapt. Learn more →
With women facing unequal access to capital, removing barriers to finance is key to achieving gender equity. Since our founding, 2 of every 3 Kiva loans have gone to women. Learn more →
When other financial institutions say “no”, the Kiva community says “yes.” Kiva loans help provide the resources needed to rebuild after leaving everything behind. Learn more →
Marginalized communities in the U.S. are more likely to be turned away by banks. Zero-interest loans from Kiva can help them overcome barriers to funding and create vibrant local communities. Learn more →
RECOGNITION
Celebrated for our commitment to impact and transparency
Together, we can create a world where everyone has the financial access they need to thrive.
Even $25 can make a real difference in someone's life.
Learn how it works
