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Negros Women for Tomorrow Foundation (NWTF)
Approved to post Kiva loans from: Philippines
Kiva conducts regular, ongoing monitoring of all Field Partners, but only posts status updates here in response to relevant, major changes at the partner.
Founded in 1984, the Negros Women for Tomorrow Foundation, Inc. (NWTF) began as a non-governmental organization aiming to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. Its goal is to increase women’s awareness of their economic potential, their skills and productivity and to improve their quality of life.
A unique lending approach:
In 1989, NWTF accepted the challenge of replicating the Grameen Bank’s credit methodology through initiatives like Project Dungganon (Honorable) and Project Kasanag (Light that Offers Hope), which provide operating capital to start or expand clients’ businesses. This credit assistance is designed to help urban micro-entrepreneurs engaged in manufacturing, trading, buying and selling, service and shopkeeping, enabling them to improve their quality of life and participate in the economic progress of the community.
NWTF has broadened its services to include hospital income benefits, life insurance, accidental death benefits and more. Additionally, in 2004, NWTF launched its scholarship program, extending grants to qualified dependents of its clients. NWTF also introduced a micro-crop loan to address the needs of agrarian reform beneficiaries, giving them the opportunity to cultivate and retain ownership of their own land.
Clients participating at the workshop organized by NWTF under the project Dungganon.
A video on the organization’s work and impact:
Image courtesy of Negros Women for Tomorrow Foundation, Inc.
Ma. Cristine Canete
Jesus de los Reyes
Rhiana Marie Sabolbora
Raymond Patrick Serios