There is no Lending Partner for this loan. It is part of the Direct to Social Enterprise program. For more details on DSE, please click here. For more details on the borrower, please refer to their loan profile. 

Repayment Performance on Kiva

    This Lending Partner All Kiva Partners
  Start Date On Kiva Dec 20, 2017 Oct 12, 2005
Total Loans $15,000 $2,230,609,615
Amount of raised Inactive loans $0 $224,600
Number of raised Inactive loans 0 56
Amount of Paying Back Loans $0 $158,308,565
Number of Paying Back Loans 0 184,668
Amount of Ended Loans $15,000 $2,072,076,450
Number of Ended Loans 1 2,727,577
Delinquency Rate 0.00% 11.13%
Amount in Arrears $0 $10,973,860
Outstanding Portfolio $0 $98,561,018
Number of Loans Delinquent 0 75,521
Default Rate 0.00% 1.80%
Amount of Ended Loans Defaulted $0 $37,194,266
Number of Ended Loans Defaulted 0 97,691
Currency Exchange Loss Rate 0.00% 0.38%
Amount of Currency Exchange Loss $0 $13,796,854
Refund Rate 0.00% 0.52%
Amount of Refunded Loans $0 $11,587,485
Number of Refunded Loans 0 9,985

Loan Characteristics On Kiva

    This Lending Partner All Kiva Partners
  Loans to Women Borrowers 0.00% 78.95%
Average Loan Size $15,000 $409
Average Individual Loan Size $15,000 $604
Average Group Loan Size $0 $1,972
Average number of borrowers per group 0 8.4
Average GDP per capita (PPP) in local country $3,193 $4,377
Average Loan Size / GDP per capita (PPP) 469.78% 9.33%
Average Time to Fund a Loan 2.79 days 9.21 days
Average Dollars Raised Per Day Per Loan $5,383.18 $44.36
  Average Loan Term 7 months 11.52 months

Journaling Performance on Kiva

    This Lending Partner All Kiva Partners
  Total Journals 6 1,315,881
  Journaling Rate 100.00% 41.70%
  Average Number of Comments Per Journal 0.00 0.02
  Average Number of Recommendations Per Journal 0.00 0.51

Borrowing Cost Comparison (based on 2009 data)

    This Lending Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower N/A 53.00% PY 28.77% PY
  Profitability (return on assets) 4.3% 0.3% -1.56%
  Average Loan Size (% of per capita income) N/A 13.00% 0.00%

Country Fast Facts

Country:
Ghana
Capital:
Accra
Official Language:
Asante 14.8%, Ewe 12.7%, Fante 9.9%, Boron (Brong) 4.6%, Dagomba 4.3%, Dangme 4.3%, Dagarte (Dagaba) 3.7%, Akyem 3.4%, Ga 3.4%, Akuapem 2.9%
Population:
25,758,108
Avg Annual Income:
$3,193
Labor Force:
agriculture: 56%, industry: 15%, services: 29%
Population Below Poverty Line:
28.50%
Literacy Rate:
71.50%
Infant Mortality Rate (per 1000):
38.52 deaths
Life Expectancy:
65.75 years

Lending Partner Staff