Partner Description: 

Pro Mujer Nicaragua is one of the country programs of global nonprofit Pro Mujer. For 30 years, the dedicated staff of Pro Mujer have been providing poor women with financial and non-financial services to help them improve their lives.

Not only does Pro Mujer offer loan capital for women’s small-scale businesses and opportunities to save through the communal bank structure, it also provides business training and health and personal development services. This holistic approach enables clients to create opportunities for themselves and their families.

Pro Mujer’s health and personal development services provide access to low-cost and high-quality health services, such as lab tests and dental care. These services also include basic primary care, as well as gynecological exams, tests for STIs and early cancer detection.

Pro Mujer Nicaragua's unique lending approach:

Pro Mujer’s women clients bring diverse skills and strong convictions to provide for their families, but very few are able to access formal financial services. For these women, credit alone does not serve their needs. Pro Mujer provides an alternative delivery system for its credit services through group-oriented communal banks. This appeals to women who are accustomed to working in community groups.


Repayment Performance on Kiva

    This Field Partner All Kiva Partners
  Start Date On Kiva Mar 3, 2020 Oct 12, 2005
Total Loans $31,325 $1,388,684,700
Amount of raised Inactive loans $0 $162,775
Number of raised Inactive loans 0 64
Amount of Paying Back Loans $31,325 $148,798,550
Number of Paying Back Loans 8 195,476
Amount of Ended Loans $0 $1,239,723,375
Number of Ended Loans 0 1,602,787
Delinquency Rate 0.00% 12.46%
Amount in Arrears $0 $11,581,224
Outstanding Portfolio $0 $92,928,825
Number of Loans Delinquent 0 75,038
Default Rate 0.00% 1.75%
Amount of Ended Loans Defaulted $0 $21,702,685
Number of Ended Loans Defaulted 0 52,581
Currency Exchange Loss Rate 0.00% 0.38%
Amount of Currency Exchange Loss $0 $5,291,386
Refund Rate 0.00% 0.59%
Amount of Refunded Loans $0 $8,230,675
Number of Refunded Loans 0 8,220

Loan Characteristics On Kiva

    This Field Partner All Kiva Partners
  Loans to Women Borrowers 100.00% 76.51%
Average Loan Size $397 $392
Average Individual Loan Size $0 $608
Average Group Loan Size $3,916 $1,757
Average number of borrowers per group 9.9 7.8
Average GDP per capita (PPP) in local country $4,800 $5,757
Average Loan Size / GDP per capita (PPP) 8.26% 6.81%
Average Time to Fund a Loan 2.48 days 7.14 days
Average Dollars Raised Per Day Per Loan $159.87 $54.94
  Average Loan Term 7.12 months 11.37 months

Journaling Performance on Kiva

    This Field Partner All Kiva Partners
  Total Journals 0 846,748
  Journaling Rate 0.00% 43.40%
  Average Number of Comments Per Journal 0.00 0.03
  Average Number of Recommendations Per Journal 0.00 0.76

Borrowing Cost Comparison (based on 2009 data)

    This Field Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower N/A 27.00% PY 26.14% PY
  Profitability (return on assets) -7.8% 0.9% -2.30%
  Average Loan Size (% of per capita income) N/A 40.00% 12.52%

Country Fast Facts

Field Partner Staff

Tyrone Largaespada
Alejandra Narvaez