There is no Field Partner for this loan. It is part of the Kiva Labs Social Enterprise program. For more details on LSE, please click here. For more details on the borrower, please refer to their loan profile.


Repayment Performance on Kiva

    This Lending Partner All Kiva Partners
  Start Date On Kiva Feb 22, 2022 Oct 12, 2005
Total Loans $350,000 $2,218,529,595
Amount of raised Inactive loans $0 $450,650
Number of raised Inactive loans 0 116
Amount of Paying Back Loans $0 $159,238,455
Number of Paying Back Loans 0 187,550
Amount of Ended Loans $350,000 $2,058,840,490
Number of Ended Loans 2 2,712,075
Delinquency Rate 0.00% 11.01%
Amount in Arrears $0 $10,908,640
Outstanding Portfolio $0 $99,035,034
Number of Loans Delinquent 0 68,626
Default Rate 0.00% 1.80%
Amount of Ended Loans Defaulted $0 $37,151,301
Number of Ended Loans Defaulted 0 97,635
Currency Exchange Loss Rate 0.00% 0.39%
Amount of Currency Exchange Loss $0 $13,740,773
Refund Rate 0.00% 0.52%
Amount of Refunded Loans $0 $11,578,710
Number of Refunded Loans 0 9,978

Loan Characteristics On Kiva

    This Lending Partner All Kiva Partners
  Loans to Women Borrowers 0.00% 78.93%
Average Loan Size $175,000 $408
Average Individual Loan Size $175,000 $604
Average Group Loan Size $0 $1,967
Average number of borrowers per group 0 8.4
Average GDP per capita (PPP) in local country $3,193 $4,378
Average Loan Size / GDP per capita (PPP) 5,480.74% 9.32%
Average Time to Fund a Loan 51.11 days 9.21 days
Average Dollars Raised Per Day Per Loan $3,424.18 $44.32
  Average Loan Term 15.5 months 11.52 months

Journaling Performance on Kiva

    This Lending Partner All Kiva Partners
  Total Journals 1 1,309,601
  Journaling Rate 50.00% 41.72%
  Average Number of Comments Per Journal 0.00 0.02
  Average Number of Recommendations Per Journal 0.00 0.52

Borrowing Cost Comparison (based on 2009 data)

    This Lending Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower N/A 53.00% PY 28.52% PY
  Profitability (return on assets) N/A 0.3% -1.50%
  Average Loan Size (% of per capita income) N/A 13.00% 0.00%

Country Fast Facts

Country:
Ghana
Capital:
Accra
Official Language:
Asante 14.8%, Ewe 12.7%, Fante 9.9%, Boron (Brong) 4.6%, Dagomba 4.3%, Dangme 4.3%, Dagarte (Dagaba) 3.7%, Akyem 3.4%, Ga 3.4%, Akuapem 2.9%
Population:
25,758,108
Avg Annual Income:
$3,193
Labor Force:
agriculture: 56%, industry: 15%, services: 29%
Population Below Poverty Line:
28.50%
Literacy Rate:
71.50%
Infant Mortality Rate (per 1000):
38.52 deaths
Life Expectancy:
65.75 years

Lending Partner Staff

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