There is no Lending Partner for this loan. It is part of the Kiva Labs Social Enterprise program. For more details on LSE, please click here. For more details on the borrower, please refer to their loan profile.


Repayment Performance on Kiva

    This Lending Partner All Kiva Partners
  Start Date On Kiva Nov 22, 2022 Oct 12, 2005
Total Loans $150,000 $2,219,726,985
Amount of raised Inactive loans $0 $399,700
Number of raised Inactive loans 0 123
Amount of Paying Back Loans $100,000 $160,299,355
Number of Paying Back Loans 1 188,424
Amount of Ended Loans $50,000 $2,059,027,930
Number of Ended Loans 1 2,712,158
Delinquency Rate N/A 10.76%
Amount in Arrears N/A $10,774,474
Outstanding Portfolio N/A $100,117,864
Number of Loans Delinquent N/A 68,544
Default Rate N/A 1.81%
Amount of Ended Loans Defaulted N/A $37,190,287
Number of Ended Loans Defaulted N/A 97,678
Currency Exchange Loss Rate N/A 0.39%
Amount of Currency Exchange Loss N/A $13,791,009
Refund Rate 0.00% 0.52%
Amount of Refunded Loans $0 $11,578,710
Number of Refunded Loans 0 9,978

Loan Characteristics On Kiva

    This Lending Partner All Kiva Partners
  Loans to Women Borrowers 100.00% 78.94%
Average Loan Size $75,000 $408
Average Individual Loan Size $75,000 $604
Average Group Loan Size $0 $1,967
Average number of borrowers per group 0 8.4
Average GDP per capita (PPP) in local country $2,818 $4,378
Average Loan Size / GDP per capita (PPP) 2,661.46% 9.32%
Average Time to Fund a Loan 17.67 days 9.21 days
Average Dollars Raised Per Day Per Loan $4,243.80 $44.32
  Average Loan Term 16 months 11.52 months

Journaling Performance on Kiva

    This Lending Partner All Kiva Partners
  Total Journals 4 1,310,420
  Journaling Rate 100.00% 41.69%
  Average Number of Comments Per Journal 0.00 0.02
  Average Number of Recommendations Per Journal 0.00 0.52

Borrowing Cost Comparison (based on 2009 data)

    This Lending Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower N/A N/A 28.52% PY
  Profitability (return on assets) N/A N/A -1.51%
  Average Loan Size (% of per capita income) N/A N/A 0.00%

Country Fast Facts

Country:
India
Capital:
New Delhi
Official Language:
English (official), Hindi 41%, Bengali 8.1%, Telugu 7.2%, Marathi 7%, Tamil 5.9%, Urdu 5%, Gujarati 4.5%, Kannada 3.7%, Malayalam 3.2%, Oriya 3.2%, Punjabi 2.8%, Assamese 1.3%, Maithili 1.2%, other 5.9%
Population:
1,236,344,631
Avg Annual Income:
$2,818
Labor Force:
agriculture: 49%, industry: 20%, services: 31%
Population Below Poverty Line:
29.80%
Literacy Rate:
62.80%
Infant Mortality Rate (per 1000):
43.19 deaths
Life Expectancy:
67.8 years

Lending Partner Staff

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