There is no Lending Partner for this loan. It is part of the Kiva Labs Social Enterprise program. For more details on LSE, please click here. For more details on the borrower, please refer to their loan profile.


Repayment Performance on Kiva

    This Lending Partner All Kiva Partners
  Start Date On Kiva Sep 19, 2016 Oct 12, 2005
Total Loans $550,000 $2,208,860,200
Amount of raised Inactive loans $0 $265,525
Number of raised Inactive loans 0 112
Amount of Paying Back Loans $300,000 $151,650,045
Number of Paying Back Loans 1 179,200
Amount of Ended Loans $250,000 $2,056,944,630
Number of Ended Loans 2 2,710,539
Delinquency Rate 14.29% 10.29%
Amount in Arrears $37,500 $9,352,303
Outstanding Portfolio $262,500 $90,907,484
Number of Loans Delinquent 1 36,168
Default Rate 0.00% 1.80%
Amount of Ended Loans Defaulted $0 $37,119,831
Number of Ended Loans Defaulted 0 97,519
Currency Exchange Loss Rate 0.00% 0.39%
Amount of Currency Exchange Loss $0 $13,741,630
Refund Rate 18.18% 0.52%
Amount of Refunded Loans $100,000 $11,566,110
Number of Refunded Loans 1 9,975

Loan Characteristics On Kiva

    This Lending Partner All Kiva Partners
  Loans to Women Borrowers 0.00% 78.91%
Average Loan Size $162,500 $407
Average Individual Loan Size $162,500 $603
Average Group Loan Size $0 $1,963
Average number of borrowers per group 0 8.4
Average GDP per capita (PPP) in local country $3,193 $4,378
Average Loan Size / GDP per capita (PPP) 5,089.26% 9.31%
Average Time to Fund a Loan 24.43 days 9.19 days
Average Dollars Raised Per Day Per Loan $6,652.76 $44.32
  Average Loan Term 17.4 months 11.52 months

Journaling Performance on Kiva

    This Lending Partner All Kiva Partners
  Total Journals 6 1,304,857
  Journaling Rate 100.00% 41.69%
  Average Number of Comments Per Journal 0.00 0.02
  Average Number of Recommendations Per Journal 0.00 0.52

Borrowing Cost Comparison (based on 2009 data)

    This Lending Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower N/A 53.00% PY 28.52% PY
  Profitability (return on assets) N/A 0.3% -1.50%
  Average Loan Size (% of per capita income) N/A 13.00% 0.00%

Country Fast Facts

Country:
Ghana
Capital:
Accra
Official Language:
Asante 14.8%, Ewe 12.7%, Fante 9.9%, Boron (Brong) 4.6%, Dagomba 4.3%, Dangme 4.3%, Dagarte (Dagaba) 3.7%, Akyem 3.4%, Ga 3.4%, Akuapem 2.9%
Population:
25,758,108
Avg Annual Income:
$3,193
Labor Force:
agriculture: 56%, industry: 15%, services: 29%
Population Below Poverty Line:
28.50%
Literacy Rate:
71.50%
Infant Mortality Rate (per 1000):
38.52 deaths
Life Expectancy:
65.75 years

Lending Partner Staff

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