There is no Field Partner for this loan. It is part of the Kiva Labs Social Enterprise program. For more details on LSE, please click here. For more details on the borrower, please refer to their loan profile.


Repayment Performance on Kiva

    This Field Partner All Kiva Partners
  Start Date On Kiva Mar 26, 2021 Oct 12, 2005
Total Loans $50,000 $1,558,446,270
Amount of raised Inactive loans $0 $432,050
Number of raised Inactive loans 0 130
Amount of Paying Back Loans $50,000 $163,824,095
Number of Paying Back Loans 1 200,892
Amount of Ended Loans $0 $1,394,190,125
Number of Ended Loans 0 1,837,364
Delinquency Rate 0.00% 17.09%
Amount in Arrears $0 $17,413,904
Outstanding Portfolio $50,000 $101,887,431
Number of Loans Delinquent 0 56,495
Default Rate 0.00% 1.70%
Amount of Ended Loans Defaulted $0 $23,641,415
Number of Ended Loans Defaulted 0 58,981
Currency Exchange Loss Rate 0.00% 0.40%
Amount of Currency Exchange Loss $0 $6,657,163
Refund Rate 0.00% 0.60%
Amount of Refunded Loans $0 $9,426,050
Number of Refunded Loans 0 8,777

Loan Characteristics On Kiva

    This Field Partner All Kiva Partners
  Loans to Women Borrowers 0.00% 77.27%
Average Loan Size $50,000 $392
Average Individual Loan Size $50,000 $603
Average Group Loan Size $0 $1,785
Average number of borrowers per group 0 7.9
Average GDP per capita (PPP) in local country $12,000 $5,692
Average Loan Size / GDP per capita (PPP) 416.67% 6.88%
Average Time to Fund a Loan 21.67 days 7.98 days
Average Dollars Raised Per Day Per Loan $2,306.94 $49.08
  Average Loan Term 13 months 11.35 months

Journaling Performance on Kiva

    This Field Partner All Kiva Partners
  Total Journals 1 956,527
  Journaling Rate 0.00% 42.73%
  Average Number of Comments Per Journal 0.00 0.03
  Average Number of Recommendations Per Journal 0.00 0.68

Borrowing Cost Comparison (based on 2009 data)

    This Field Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower N/A 29.00% PY 25.87% PY
  Profitability (return on assets) N/A 1.4% -1.22%
  Average Loan Size (% of per capita income) N/A 42.00% 11.51%

Country Fast Facts

Country:
Peru
Capital:
Lima
Official Language:
Spanish (official) 84.1%, Quechua (official) 13%, Aymara (official) 1.7%, Ashaninka 0.3%, other native languages 0.7%, other 0.2%
Population:
30,147,935
Avg Annual Income:
$12,000
Labor Force:
agriculture: 25.8%, industry: 17.4%, services: 56.8%
Population Below Poverty Line:
23.90%
Literacy Rate:
94.50%
Infant Mortality Rate (per 1000):
20.21 deaths
Life Expectancy:
68.39 years

Field Partner Staff

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