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Partner description:
Founded in 2006, MCE Social Capital is a nonprofit impact investing firm that uses a pioneering loan guarantee model to generate economic opportunity for women and families living in poverty throughout the developing world.

Leveraging the excellent credit of high net worth individuals and foundations (its guarantors), MCE borrows capital from U.S. and European financial institutions and accredited investors. MCE then strategically deploys this capital to 2 types of organizations:
  • Microfinance Institutions (MFIs) that help people living in rural areas gain access to credit, savings accounts, insurance, healthcare and health education, business education and technical assistance.
  • Small and Growing Businesses (SGBs) in the agriculture value chain, water & sanitation and renewable energy sectors, to create reliable jobs in rural economies, raise smallholder farmers’ incom and address basic needs in underserved areas.

Repayment Performance on Kiva

    This Lending Partner All Kiva Partners
  Start Date On Kiva Apr 4, 2017 Oct 12, 2005
Total Loans $150,000 $2,080,480,130
Amount of raised Inactive loans $0 $750,925
Number of raised Inactive loans 0 139
Amount of Paying Back Loans $0 $156,958,935
Number of Paying Back Loans 0 189,197
Amount of Ended Loans $150,000 $1,875,720,905
Number of Ended Loans 3 2,532,546
Delinquency Rate 0.00% 13.31%
Amount in Arrears $0 $12,997,880
Outstanding Portfolio $0 $97,654,140
Number of Loans Delinquent 0 80,779
Default Rate 0.00% 1.83%
Amount of Ended Loans Defaulted $0 $34,298,328
Number of Ended Loans Defaulted 0 91,752
Currency Exchange Loss Rate 0.00% 0.48%
Amount of Currency Exchange Loss $0 $13,156,769
Refund Rate 0.00% 0.54%
Amount of Refunded Loans $0 $11,296,185
Number of Refunded Loans 0 9,885

Loan Characteristics On Kiva

    This Lending Partner All Kiva Partners
  Loans to Women Borrowers 50.00% 78.56%
Average Loan Size $50,000 $394
Average Individual Loan Size $50,000 $585
Average Group Loan Size $0 $1,916
Average number of borrowers per group 0 8.3
Average GDP per capita (PPP) in local country $54,800 $5,592
Average Loan Size / GDP per capita (PPP) 91.24% 7.04%
Average Time to Fund a Loan 17.58 days 9.17 days
Average Dollars Raised Per Day Per Loan $2,843.79 $42.93
  Average Loan Term 10.75 months 11.5 months

Journaling Performance on Kiva

    This Lending Partner All Kiva Partners
  Total Journals 6 1,238,076
  Journaling Rate 66.67% 41.81%
  Average Number of Comments Per Journal 0.00 0.02
  Average Number of Recommendations Per Journal 0.00 0.55

Borrowing Cost Comparison (based on 2017 data)

    This Lending Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower 9% APR N/A 27.52% PY
  Profitability (return on assets) -0.2% N/A -2.50%
  Average Loan Size (% of per capita income) N/A N/A 0.00%

Country Fast Facts

Lending Partner Staff