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Partner description:
Founded in 2006, MCE Social Capital is a nonprofit impact investing firm that uses a pioneering loan guarantee model to generate economic opportunity for women and families living in poverty throughout the developing world.

Leveraging the excellent credit of high net worth individuals and foundations (its guarantors), MCE borrows capital from U.S. and European financial institutions and accredited investors. MCE then strategically deploys this capital to 2 types of organizations:
  • Microfinance Institutions (MFIs) that help people living in rural areas gain access to credit, savings accounts, insurance, healthcare and health education, business education and technical assistance.
  • Small and Growing Businesses (SGBs) in the agriculture value chain, water & sanitation and renewable energy sectors, to create reliable jobs in rural economies, raise smallholder farmers’ incom and address basic needs in underserved areas.

Repayment Performance on Kiva

    This Lending Partner All Kiva Partners
  Start Date On Kiva Apr 4, 2017 Oct 12, 2005
Total Loans $150,000 $2,042,136,830
Amount of raised Inactive loans $0 $356,500
Number of raised Inactive loans 0 209
Amount of Paying Back Loans $0 $157,764,155
Number of Paying Back Loans 0 189,647
Amount of Ended Loans $150,000 $1,843,227,680
Number of Ended Loans 3 2,482,067
Delinquency Rate 0.00% 12.57%
Amount in Arrears $0 $12,137,711
Outstanding Portfolio $0 $96,544,828
Number of Loans Delinquent 0 65,899
Default Rate 0.00% 1.82%
Amount of Ended Loans Defaulted $0 $33,582,045
Number of Ended Loans Defaulted 0 88,667
Currency Exchange Loss Rate 0.00% 0.47%
Amount of Currency Exchange Loss $0 $12,608,670
Refund Rate 0.00% 0.54%
Amount of Refunded Loans $0 $10,935,995
Number of Refunded Loans 0 9,668

Loan Characteristics On Kiva

    This Lending Partner All Kiva Partners
  Loans to Women Borrowers 50.00% 78.46%
Average Loan Size $50,000 $393
Average Individual Loan Size $50,000 $586
Average Group Loan Size $0 $1,910
Average number of borrowers per group 0 8.3
Average GDP per capita (PPP) in local country $54,800 $5,594
Average Loan Size / GDP per capita (PPP) 91.24% 7.02%
Average Time to Fund a Loan 17.58 days 9.11 days
Average Dollars Raised Per Day Per Loan $2,843.79 $43.11
  Average Loan Term 10.75 months 11.5 months

Journaling Performance on Kiva

    This Lending Partner All Kiva Partners
  Total Journals 6 1,216,330
  Journaling Rate 66.67% 41.89%
  Average Number of Comments Per Journal 0.00 0.02
  Average Number of Recommendations Per Journal 0.00 0.55

Borrowing Cost Comparison (based on 2017 data)

    This Lending Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower 9% APR N/A 26.44% PY
  Profitability (return on assets) -0.2% N/A -1.32%
  Average Loan Size (% of per capita income) N/A N/A 0.00%

Country Fast Facts

Lending Partner Staff