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Partner description:
Founded in 2006, MCE Social Capital is a nonprofit impact investing firm that uses a pioneering loan guarantee model to generate economic opportunity for women and families living in poverty throughout the developing world.

Leveraging the excellent credit of high net worth individuals and foundations (its guarantors), MCE borrows capital from U.S. and European financial institutions and accredited investors. MCE then strategically deploys this capital to 2 types of organizations:
  • Microfinance Institutions (MFIs) that help people living in rural areas gain access to credit, savings accounts, insurance, healthcare and health education, business education and technical assistance.
  • Small and Growing Businesses (SGBs) in the agriculture value chain, water & sanitation and renewable energy sectors, to create reliable jobs in rural economies, raise smallholder farmers’ incom and address basic needs in underserved areas.

Repayment Performance on Kiva

    This Lending Partner All Kiva Partners
  Start Date On Kiva Apr 4, 2017 Oct 12, 2005
Total Loans $150,000 $2,219,291,410
Amount of raised Inactive loans $0 $459,075
Number of raised Inactive loans 0 125
Amount of Paying Back Loans $0 $159,887,380
Number of Paying Back Loans 0 188,150
Amount of Ended Loans $150,000 $2,058,944,955
Number of Ended Loans 3 2,712,120
Delinquency Rate 0.00% 10.87%
Amount in Arrears $0 $10,837,101
Outstanding Portfolio $0 $99,692,465
Number of Loans Delinquent 0 68,579
Default Rate 0.00% 1.81%
Amount of Ended Loans Defaulted $0 $37,185,775
Number of Ended Loans Defaulted 0 97,663
Currency Exchange Loss Rate 0.00% 0.39%
Amount of Currency Exchange Loss $0 $13,740,773
Refund Rate 0.00% 0.52%
Amount of Refunded Loans $0 $11,578,710
Number of Refunded Loans 0 9,978

Loan Characteristics On Kiva

    This Lending Partner All Kiva Partners
  Loans to Women Borrowers 50.00% 78.93%
Average Loan Size $50,000 $408
Average Individual Loan Size $50,000 $604
Average Group Loan Size $0 $1,967
Average number of borrowers per group 0 8.4
Average GDP per capita (PPP) in local country $89,599 $4,378
Average Loan Size / GDP per capita (PPP) 55.80% 9.32%
Average Time to Fund a Loan 17.58 days 9.21 days
Average Dollars Raised Per Day Per Loan $2,843.79 $44.32
  Average Loan Term 10.75 months 11.52 months

Journaling Performance on Kiva

    This Lending Partner All Kiva Partners
  Total Journals 6 1,310,151
  Journaling Rate 66.67% 41.71%
  Average Number of Comments Per Journal 0.00 0.02
  Average Number of Recommendations Per Journal 0.00 0.52

Borrowing Cost Comparison (based on 2017 data)

    This Lending Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower 9% APR N/A 28.52% PY
  Profitability (return on assets) -0.2% N/A -1.50%
  Average Loan Size (% of per capita income) N/A N/A 0.00%

Country Fast Facts

Lending Partner Staff