Kiva conducts regular, ongoing monitoring of all Field Partners, but only posts status updates here in response to relevant, major changes at the partner.

Partner description:

Jibu (meaning “solution” in Swahili) Tanzania is a social enterprise tackling the drinking water and unemployment crises by training local workers to be successful social entrepreneurs. The entrepreneurs are quickly expanding a network of locally-owned drinking water franchises in Tanzania. Each one provides affordable, safe, and clean water to their underserved communities.

Jibu entrepreneurs are able to offer affordable, clean drinking water by setting up filtration systems tailored to each community, based on available water sources. Customers pay a bottle deposit and then exchange an empty bottle for a new, full bottle, avoiding any middleman markups.


A unique lending approach:

Jibu Tanzania uses Kiva financing to provide credit to purchase water bottle inventory and delivery vehicles, allowing franchisees to quickly scale up their businesses. Loans are repaid from profits on bottle sales.

Repayment Performance on Kiva

    This Field Partner All Kiva Partners
  Start Date On Kiva Dec 24, 2021 Oct 12, 2005
Total Loans $59,000 $1,630,650,095
Amount of raised Inactive loans $49,950 $1,978,725
Number of raised Inactive loans 18 3,665
Amount of Paying Back Loans $9,050 $162,328,825
Number of Paying Back Loans 2 190,415
Amount of Ended Loans $0 $1,466,342,545
Number of Ended Loans 0 1,942,031
Delinquency Rate 0.00% 16.57%
Amount in Arrears $0 $16,665,914
Outstanding Portfolio $8,450 $100,586,916
Number of Loans Delinquent 0 56,889
Default Rate 0.00% 1.71%
Amount of Ended Loans Defaulted $0 $25,104,299
Number of Ended Loans Defaulted 0 62,602
Currency Exchange Loss Rate 0.00% 0.41%
Amount of Currency Exchange Loss $0 $7,244,343
Refund Rate 0.00% 0.58%
Amount of Refunded Loans $0 $9,499,275
Number of Refunded Loans 0 8,858

Loan Characteristics On Kiva

    This Field Partner All Kiva Partners
  Loans to Women Borrowers 30.00% 77.46%
Average Loan Size $2,950 $390
Average Individual Loan Size $2,950 $601
Average Group Loan Size $0 $1,800
Average number of borrowers per group 0 8
Average GDP per capita (PPP) in local country $1,900 $5,665
Average Loan Size / GDP per capita (PPP) 155.26% 6.89%
Average Time to Fund a Loan 4.54 days 8.13 days
Average Dollars Raised Per Day Per Loan $649.22 $48.02
  Average Loan Term 18 months 11.36 months

Journaling Performance on Kiva

    This Field Partner All Kiva Partners
  Total Journals 0 986,552
  Journaling Rate 0.00% 42.04%
  Average Number of Comments Per Journal 0.00 0.03
  Average Number of Recommendations Per Journal 0.00 0.67

Borrowing Cost Comparison (based on 2009 data)

    This Field Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower N/A 21.00% PY 26.68% PY
  Profitability (return on assets) N/A 0.2% 0.04%
  Average Loan Size (% of per capita income) N/A 134.00% 11.50%

Country Fast Facts

Field Partner Staff

Giacomo Gentili