Kiva conducts regular, ongoing monitoring of all Field Partners but only posts status updates here in response to relevant, major changes at the partner.

Partner description:
The Lewa Wildlife Conservancy is a UNESCO World Heritage Site dedicated to helping protect Kenya’s wildlife through community engagement and sustainable development. Lewa works with the government to protect threatened and endangered species, such as black rhinos, white rhinos and African elephants, from habitat loss and poaching. 

To address the factors that lead to wildlife loss, the Lewa created the Lewa Women’s Micro-Credit Program for local communities. This program aims to train women in entrepreneurship, increase micro-business opportunities and facilitate gender equity. One of Lewa’s fundamental objectives is to address the socio-economic challenges in neighboring communities to decrease the pressure on wildlife habitats.

A unique lending approach:
Lewa’s partnership with local communities has numerous positive impacts. First, their entrepreneurship opportunities empower women and secure rural livelihoods. Next, the community development initiatives, such as improved infrastructure and healthcare services, create greater resistance to poverty trends and climatic shocks. Finally, these community improvements protect Kenya’s wildlife from habitat loss and poaching.

Loans funded on Kiva will help grow the microcredit program and expand access to more women in rural areas.

Repayment Performance on Kiva

    This Field Partner All Kiva Partners
  Start Date On Kiva Oct 11, 2017 Oct 12, 2005
Total Loans $84,000 $1,330,802,700
Amount of raised Inactive loans $0 $547,125
Number of raised Inactive loans 0 685
Amount of Paying Back Loans $34,000 $147,970,550
Number of Paying Back Loans 68 195,474
Amount of Ended Loans $50,000 $1,182,285,025
Number of Ended Loans 100 1,522,055
Delinquency Rate 36.76% 10.42%
Amount in Arrears $8,242 $9,802,012
Outstanding Portfolio $22,401 $94,101,479
Number of Loans Delinquent 68 55,529
Default Rate 0.00% 1.74%
Amount of Ended Loans Defaulted $0 $20,609,355
Number of Ended Loans Defaulted 0 50,258
Currency Exchange Loss Rate 0.00% 0.39%
Amount of Currency Exchange Loss $0 $5,175,709
Refund Rate 0.00% 0.59%
Amount of Refunded Loans $0 $7,878,725
Number of Refunded Loans 0 7,776

Loan Characteristics On Kiva

    This Field Partner All Kiva Partners
  Loans to Women Borrowers 100.00% 76.40%
Average Loan Size $500 $394
Average Individual Loan Size $500 $609
Average Group Loan Size $0 $1,761
Average number of borrowers per group 0 7.7
Average GDP per capita (PPP) in local country $1,800 $5,776
Average Loan Size / GDP per capita (PPP) 27.78% 6.82%
Average Time to Fund a Loan 9.1 days 7.13 days
Average Dollars Raised Per Day Per Loan $54.93 $55.26
  Average Loan Term 14.6 months 11.34 months

Journaling Performance on Kiva

    This Field Partner All Kiva Partners
  Total Journals 68 789,496
  Journaling Rate 0.00% 43.17%
  Average Number of Comments Per Journal 0.00 0.03
  Average Number of Recommendations Per Journal 0.00 0.81

Borrowing Cost Comparison (based on 2017 data)

    This Field Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower 9% APR 36.00% PY 25.36% PY
  Profitability (return on assets) 1.1% 0.5% -1.96%
  Average Loan Size (% of per capita income) N/A 56.00% 12.88%

Country Fast Facts

Field Partner Staff

Yusra Akif
John Kinoti
Purity Mwenda