Kiva conducts regular, ongoing monitoring of all Lending Partners, but only posts status updates here in response to relevant, major changes at the partner.


Important Information from Kiva about One Acre Fund:


One Acre Fund is an agricultural service provider that supports Africa's smallholder farmers to build resilient communities. More than 50 million families in Sub-Saharan Africa earn a living from small farms, which produce 80 percent of the continent’s food. But harvests still lag far behind the rest of the world. One Acre Fund supplies the financing and training these farmers need to grow their way out of hunger and build lasting pathways to prosperity.


For more information, please visit https://oneacrefund.org/


Environmental Sustainability


One Acre Fund has a unique, multi-year relationship with the farmers that we serve. Unlike many organizations and companies that do a one-time training or a one-time sale, One Acre Fund is genuinely concerned about the long-term sustainability of our farm families, and we work hard to protect their environments. We believe that our farmers make a uniquely positive contribution to the long-term health of their soils and to their environments.


Repayment Performance on Kiva

    This Lending Partner All Kiva Partners
  Start Date On Kiva Sep 19, 2011 Oct 12, 2005
Total Loans $25,185,520 $2,202,559,080
Amount of raised Inactive loans $0 $375,500
Number of raised Inactive loans 0 116
Amount of Paying Back Loans $931,680 $155,421,750
Number of Paying Back Loans 2 186,654
Amount of Ended Loans $24,253,840 $2,046,761,830
Number of Ended Loans 36,336 2,694,986
Delinquency Rate 0.00% 11.01%
Amount in Arrears $0 $10,554,373
Outstanding Portfolio $869,180 $95,852,353
Number of Loans Delinquent 0 61,767
Default Rate 0.88% 1.81%
Amount of Ended Loans Defaulted $213,309 $37,024,727
Number of Ended Loans Defaulted 1,770 96,131
Currency Exchange Loss Rate 0.15% 0.40%
Amount of Currency Exchange Loss $36,849 $13,693,739
Refund Rate 0.04% 0.52%
Amount of Refunded Loans $11,100 $11,560,660
Number of Refunded Loans 9 9,973

Loan Characteristics On Kiva

    This Lending Partner All Kiva Partners
  Loans to Women Borrowers 66.20% 78.89%
Average Loan Size $70 $407
Average Individual Loan Size $386,461 $603
Average Group Loan Size $640 $1,961
Average number of borrowers per group 9.9 8.4
Average GDP per capita (PPP) in local country $1,800 $5,584
Average Loan Size / GDP per capita (PPP) 3.90% 7.29%
Average Time to Fund a Loan 14.22 days 9.19 days
Average Dollars Raised Per Day Per Loan $4.94 $44.29
  Average Loan Term 8.88 months 11.52 months

Journaling Performance on Kiva

    This Lending Partner All Kiva Partners
  Total Journals 2,022 1,302,004
  Journaling Rate 4.59% 41.73%
  Average Number of Comments Per Journal 0.00 0.02
  Average Number of Recommendations Per Journal 0.00 0.52

Borrowing Cost Comparison (based on 2017 data)

    This Lending Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower 18% APR 36.00% PY 28.52% PY
  Profitability (return on assets) 6.91% 0.5% -1.00%
  Average Loan Size (% of per capita income) N/A 56.00% 0.00%

Country Fast Facts

Lending Partner Staff

Mary Anyango
Nelly Gitau
Brian Heese
Gloria Kemboi
Ruth Kemunto
Vincent Mandela
Clemence Michelsen
Duncan Mikwa
Tyson Monyenye
Arsene Mpuhwezimana
Arnold Mulama
AnneBarbara Muyonga
Keyth Neone
Patrick Odaba
Billy Ondere
Vanelis Onyando
Caroline Shenoy