There is no Lending Partner for this loan. It is part of the Direct to Social Enterprise program. For more details on DSE, please click here. For more details on the borrower, please refer to their loan profile.

Repayment Performance on Kiva

    This Lending Partner All Kiva Partners
  Start Date On Kiva Feb 16, 2017 Oct 12, 2005
Total Loans $40,000 $2,220,989,770
Amount of raised Inactive loans $0 $416,325
Number of raised Inactive loans 0 144
Amount of Paying Back Loans $0 $152,190,555
Number of Paying Back Loans 0 176,536
Amount of Ended Loans $40,000 $2,068,382,890
Number of Ended Loans 1 2,725,882
Delinquency Rate 0.00% 10.42%
Amount in Arrears $0 $9,589,963
Outstanding Portfolio $0 $92,052,533
Number of Loans Delinquent 0 38,853
Default Rate 0.00% 1.80%
Amount of Ended Loans Defaulted $0 $37,182,929
Number of Ended Loans Defaulted 0 97,657
Currency Exchange Loss Rate 0.00% 0.39%
Amount of Currency Exchange Loss $0 $13,796,785
Refund Rate 0.00% 0.52%
Amount of Refunded Loans $0 $11,580,885
Number of Refunded Loans 0 9,981

Loan Characteristics On Kiva

    This Lending Partner All Kiva Partners
  Loans to Women Borrowers 100.00% 78.94%
Average Loan Size $40,000 $408
Average Individual Loan Size $40,000 $604
Average Group Loan Size $0 $1,968
Average number of borrowers per group 0 8.4
Average GDP per capita (PPP) in local country $3,193 $4,378
Average Loan Size / GDP per capita (PPP) 1,252.74% 9.32%
Average Time to Fund a Loan 3.02 days 9.21 days
Average Dollars Raised Per Day Per Loan $13,251.38 $44.32
  Average Loan Term 13 months 11.52 months

Journaling Performance on Kiva

    This Lending Partner All Kiva Partners
  Total Journals 10 1,310,683
  Journaling Rate 100.00% 41.69%
  Average Number of Comments Per Journal 0.00 0.02
  Average Number of Recommendations Per Journal 0.00 0.52

Borrowing Cost Comparison (based on 2009 data)

    This Lending Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower N/A 53.00% PY 28.52% PY
  Profitability (return on assets) N/A 0.3% -1.51%
  Average Loan Size (% of per capita income) N/A 13.00% 0.00%

Country Fast Facts

Country:
Ghana
Capital:
Accra
Official Language:
Asante 14.8%, Ewe 12.7%, Fante 9.9%, Boron (Brong) 4.6%, Dagomba 4.3%, Dangme 4.3%, Dagarte (Dagaba) 3.7%, Akyem 3.4%, Ga 3.4%, Akuapem 2.9%
Population:
25,758,108
Avg Annual Income:
$3,193
Labor Force:
agriculture: 56%, industry: 15%, services: 29%
Population Below Poverty Line:
28.50%
Literacy Rate:
71.50%
Infant Mortality Rate (per 1000):
38.52 deaths
Life Expectancy:
65.75 years

Lending Partner Staff