• Luke
    A loan of $4,400 helps Luke buy the tractor and the piglets I need to grow my farm.

  • Hisham
    A loan of $5,000 helps Hisham to design and print 3,000 copies of Alhayat USA newspaper for distr...

  • Rob
    A loan of $5,000 helps Rob grow our business from a satellite model into our own building, that w...

  • Sandra
    A loan of $5,000 helps Sandra improve the product offering and help my business meet my customer'...

  • Abdirizak
    A loan of $5,000 helps Abdirizak order inventory for the summer season and remodel my store.

When you lend in Louisville

You can make a difference in so many ways:

  • Support small businesses, which create 2 out of 3 new jobs in the U.S.
  • Back employers who are likely to hire people of color, women and youth.
  • Jumpstart the local economy, strengthening schools, communities and social services that touch even more lives.
Small business owners and budding entrepreneurs are struggling to access the loans they need to get started and grow. They’re denied loans from conventional  lenders for any number of reasons: the amount of money they need is too small, their business is too young, their plan is too innovative or their credit history is too short or damaged.
What they do have is passion, plans and people in their community that know and trust them.  And now they have you!

When small businesses do well, we all do well.

Click here to make a loan to a Louisville small business owner >>

  1. Choose a borrower
    Browse hundreds of borrower profiles and find a story that connects with you.
  2. Make a loan
    Click ‘Lend’ to send money via our Field Partners, who vet, distribute and administer each loan.
  3. Get repaid
    Receive updates as the borrowers you support succeed and repay their loans.
  4. Repeat!
    When borrowers repay, that money is yours to keep, donate to Kiva or lend again to empower someone new!

About Kiva City

The Kiva City program helps small business owners get the financing they need to grow and create jobs.

Kiva Cities are a partnership of local community groups, microfinance organizations and Kiva Zip Trustees working together to connect Kiva lenders to entrepreneurs that they know and trust in their communities.


Access Ventures

Access Ventures is a venture philanthropy that offers a new alternative for channeling large-scale private capital to organizations, leaders, and ideas that have significant potential for high-impact within the community. We respond to complex community problems with holistic solutions by partnering with organizations and leaders to change the way we tackle the most pressing problems around us. With a layered and integrated capital approach, we are in a position to create tailored and appropriate funding strategies that meet a variety of needs for holistic restoration of communities along with propagating the principle belief that all lives have value and dignity.

Stock Yards Bank & Trust

Founded in 1904, Stock Yards Bank & Trust has evolved from a small bank serving the Louisville livestock industry to a nationally recognized bank known for exceptional service and financial performance. We have earned a sterling reputation for personal service, financial strength and a commitment to the highest business ethics. We’ve developed a full range of financial services to meet the needs of each of  our customers, regardless of size or the complexity of their needs. And we’ve built our business in the simplest and most straightforward way possible – one account at a time, relationship by relationship.

Metro United Way

For nearly 100 years, Metro United Way has worked to advance the common good by creating opportunities for a better life for all.  Today they are committed to their vision of a community whose people achieve their fullest potential through education, financial stability and healthy lives - the building blocks for a good quality of life.  Metro United Way recruits the people and organizations from across the community who bring the passion, expertise and resources needed to accomplish their goals.  You can give, advocate and volunteer to Live United.

James Graham Brown Foundation

The James Graham Brown Foundation was established in 1943 and formally incorporated in 1954.  It is the largest private foundation in Kentucky, contributing more than $500,000,000 in the areas of quality of life, education and health.  The Foundation cultivates progress and civic pride through investments promoting the image of Kentucky and Louisville as national leaders in education, health, business and quality of life.

Owsley Brown II Family Foundation

Loan Matching Providers


Kiva Zip Trustees

Kiva Zip trustees are technical assistance providers, community organizations, and individuals committed to supporting social good and job growth through entrepreneurship. With their help, small business owners can access 0% interest crowdfunded loans through Kiva Zip. In Louisville, our trustees include:

Access Ventures

Fresh Start Growers' Supply

Scarlet Hope Inc.

Seed Capital Kentucky Inc.

Slow Money KY

Campbell Boyer

Nancy Church

Griffin Cottle

Suzanne Bergmeister       

Jeff Cross

Jason D'Mello

David Oetken

Velocity Indiana, Inc.

Richard Meadows

Kentucky YMCA Youth Association

BlueSky Network

The P.E.E.R. Group
SEED: Sowing Excellence Through Economic Development
Tendai Charasika
Vallorie Henderson
Metro United Way
Distinctive Women
Dave Church
Refuge Louisville
The Berry Center 
Navigate Enterprise Center
Indiana Small Business Development Center, Southeast