A loan helped a member to buy spare parts for his motorbike so as to improve its efficiency and hence increase his income to provide food, pay school fees, and boost his wife's grocery store.


Thika Jikwamue Self Help Group's story

The gentleman raising his hand in the photo is Julius. He is married and a father to one child. He is a member of Thika Jikwamue Self Help Group, which joined Hand in Hand Eastern Africa (HIH EA) in the year 2014, and has benefited from enterprise development and financial management training.

He operates a motorbike. He is borrowing a Kiva loan to buy spare parts for his business. He hopes this will increase his efficiency and meet his customers’ demands and hence increase his income. He will therefore use the anticipated income to provide food for his family, pay school fees for his children, and boost his wife’s grocery store.

He is grateful to Kiva and its lenders for the financial support and promises to repay promptly.

In this group: John, Julius


This loan is special because:

It provides startup loans to risky businesses and underserved people.



Loan details


Lenders and lending teams




Loan details