Kiva conducts regular, ongoing monitoring of all Field Partners, but only posts status updates here in response to relevant, major changes at the partner.


Partner Description:


Banco da Familia (BDF), founded in 1998 with support from Women’s World Banking, provides critical access to credit for micro and small entrepreneurs in southern Brazil. It has disbursed over US$150 million to more than 300,000 entrepreneurs across Santa Catarina, Rio Grande do Sul, and Paraná, offering loans for business, housing, WASH, and renewable energy. Alongside lending, BDF promotes responsible finance through social impact programs such as entrepreneurship training and poverty tracking, supporting sustainable client growth and community development.


A unique lending approach:


Banco da Familia uses Kiva financing to strengthen their women group lending methodology, and to reach vulnerable borrowers from the South of Brazil, supporting them to access clean energy, clean water and improve their housing.


Repayment Performance on Kiva

    This Lending Partner All Kiva Partners
  Start Date On Kiva Apr 8, 2026 Oct 12, 2005
Total Loans $0 $2,256,369,065
Amount of raised Inactive loans $0 $921,200
Number of raised Inactive loans 0 114
Amount of Paying Back Loans $0 $158,330,375
Number of Paying Back Loans 0 182,625
Amount of Ended Loans $0 $2,097,117,490
Number of Ended Loans 0 2,760,097
Delinquency Rate 0.00% 10.88%
Amount in Arrears $0 $10,743,247
Outstanding Portfolio $0 $98,709,619
Number of Loans Delinquent 0 68,745
Default Rate 0.00% 1.77%
Amount of Ended Loans Defaulted $0 $37,156,918
Number of Ended Loans Defaulted 0 97,828
Currency Exchange Loss Rate 0.00% 0.37%
Amount of Currency Exchange Loss $0 $13,962,930
Refund Rate 0.00% 0.51%
Amount of Refunded Loans $0 $11,594,715
Number of Refunded Loans 0 9,993

Loan Characteristics On Kiva

    This Lending Partner All Kiva Partners
  Loans to Women Borrowers 100.00% 79.03%
Average Loan Size $0 $410
Average Individual Loan Size $0 $605
Average Group Loan Size $0 $1,979
Average number of borrowers per group 0 8.4
Average GDP per capita (PPP) in local country $10,578 $4,374
Average Loan Size / GDP per capita (PPP) 0.00% 9.37%
Average Time to Fund a Loan 0 days 9.21 days
Average Dollars Raised Per Day Per Loan $0.00 $44.49
  Average Loan Term 10 months 11.53 months

Journaling Performance on Kiva

    This Lending Partner All Kiva Partners
  Total Journals 0 1,325,763
  Journaling Rate 0.00% 41.57%
  Average Number of Comments Per Journal 0.00 0.02
  Average Number of Recommendations Per Journal 0.00 0.51

Borrowing Cost Comparison (based on 2009 data)

    This Lending Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower N/A 44.00% PY 28.97% PY
  Profitability (return on assets) 12.28% 5.6% -1.29%
  Average Loan Size (% of per capita income) N/A 9.00% 0.00%

Country Fast Facts

Lending Partner Staff

Izabela Santos