December 11th, 2025 - Status Update:


This Lending Partner was previously named Interactuar and is now rebranding due to some regulatory and legal implications in Colombia. To help with this process, Kiva is separating the Corporacion Interactuar loan disbursals from the previous Interactuar partner account. Kiva has re-onboarded Corporacion Interactuar and you can find more information about them in the details on this page.






The Lending Partner


Interactuar is a non-profit institution offering microfinance, practical vocational courses and business development services to rural and urban micro-entrepreneurs in low-income communities in Colombia. Since 1983, they have been working to create sustainable employment opportunities for communities affected by its armed conflict, geographic exclusion and high unemployment. 

Interactuar's services target low-income microentrepreneurs to assist them in starting a business and/or growing the efficiency and competitiveness of their existing micro-business.

Unique Lending Approach:

Interactuar´s loans are offered to low-income aspiring or existing micro-entrepreneurs who don´t have access to normal streams of financing due to lack of credit history, collateral or rural/geographic exclusion. Interactuar goes to urban areas and remote towns that otherwise would not have access to financing.

Borrowers also have access to Interactuar´s full suite of business development services and vocational courses meant to prepare clients with practical experience. This is an especially unique suite of services as bottom of the pyramid business owners do not usually have access to these kind of consulting services.

All of these services are designed to provide small business owners with holistic support in order to help generate sustainable businesses for low-income communities in Colombia. 


Repayment Performance on Kiva

    This Lending Partner All Kiva Partners
  Start Date On Kiva Jan 16, 2026 Oct 12, 2005
Total Loans $275 $2,219,726,985
Amount of raised Inactive loans $0 $399,700
Number of raised Inactive loans 0 123
Amount of Paying Back Loans $275 $160,299,355
Number of Paying Back Loans 1 188,424
Amount of Ended Loans $0 $2,059,027,930
Number of Ended Loans 0 2,712,158
Delinquency Rate 0.00% 10.76%
Amount in Arrears $0 $10,774,474
Outstanding Portfolio $0 $100,117,864
Number of Loans Delinquent 0 68,544
Default Rate 0.00% 1.81%
Amount of Ended Loans Defaulted $0 $37,190,287
Number of Ended Loans Defaulted 0 97,678
Currency Exchange Loss Rate 0.00% 0.39%
Amount of Currency Exchange Loss $0 $13,791,009
Refund Rate 0.00% 0.52%
Amount of Refunded Loans $0 $11,578,710
Number of Refunded Loans 0 9,978

Loan Characteristics On Kiva

    This Lending Partner All Kiva Partners
  Loans to Women Borrowers 61.33% 78.94%
Average Loan Size $275 $408
Average Individual Loan Size $275 $604
Average Group Loan Size $0 $1,967
Average number of borrowers per group 0 8.4
Average GDP per capita (PPP) in local country $8,249 $4,378
Average Loan Size / GDP per capita (PPP) 3.33% 9.32%
Average Time to Fund a Loan 0.17 days 9.21 days
Average Dollars Raised Per Day Per Loan $1,576.54 $44.32
  Average Loan Term 15.91 months 11.52 months

Journaling Performance on Kiva

    This Lending Partner All Kiva Partners
  Total Journals 0 1,310,420
  Journaling Rate 0.00% 41.69%
  Average Number of Comments Per Journal 0.00 0.02
  Average Number of Recommendations Per Journal 0.00 0.52

Borrowing Cost Comparison (based on 2009 data)

    This Lending Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower N/A 32.00% PY 28.52% PY
  Profitability (return on assets) -1.46% 5.1% -1.51%
  Average Loan Size (% of per capita income) N/A 23.00% 0.00%

Country Fast Facts

Lending Partner Staff

Alejandra Bedoya
David Bustamante Florez
Tannia Castellanos
Alexandra Castro
Carlos Hernandez Londoño
Juan David Moreno
Claudia Osorio Uran
Camila Rua Jaramillo
Andres vargas