Agricapital

Agricapital

Lending Partner since 2025 • Colombia
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Fundraising Status:active
Risk Rating:

What to know about this Lending Partner

Impact Category:
SME Financial Inclusion
Default Rate:
0%
Currency Exchange Loss Rate:
0%
Total Loans Raised:
$874,895
Loans at Risk Rate:
20.58%
Kiva Borrowers:
1,260
Delinquency Rate:
3.31%
Interests and Fees:
N/A

Kiva conducts regular, ongoing monitoring of all Lending Partners, but only posts status updates here in response to relevant, major changes at the partner.


Partner description:

Agricapital, is a Colombian agro fintech established in 2017 with a mission to unlock the potential of agricultural producers in Colombia by providing tailored credit solutions. Addressing the unique needs of farmers and their crops, Agricapital ensures agile, simple, and transparent access to financing.

The institution caters to over 1.9 million small producers in Colombia, eliminating credit access barriers through its innovative technology and in-depth sector expertise. Its financing products are specifically designed to align with the cash flow cycles of agricultural activities, supporting investments for growth, diversification, sustainability, and technological advancement.

Agricapital operates through a robust distribution network comprising over 530 allied agro-commerce stores, anchor companies, and digital channels, ensuring accessibility and efficiency. The company also champions rural women’s financial inclusion, with a growing proportion of its clientele being women.

By offering credit that can be applied online or through allied stores, Agricapital empowers producers to make the necessary investments and secure the working capital their projects require, driving the development of Colombia’s agricultural sector.