Kiva conducts regular, ongoing monitoring of all Field Partners, but only posts status updates here in response to relevant, major changes at the partner.

Partner description:

D&E Green Enterprises is a social enterprise that provides an alternative to inefficient and polluting charcoal cook stoves. 
D&E manufactures affordable, efficient cooking stoves that use on average 50% less charcoal than traditional ones. In addition to economic and health savings, the greater fuel efficiency improves environmental outcomes, reducing carbon emissions and alleviating pressure on Haiti's severely depleted forests. The stoves are manufactured in Haiti and sold via a network of small-scale distributors, usually women, that run small stalls.
D&E is a member of the Global Alliance for Clean Cookstoves, the Clinton Global Initiative, and the United Nations Energy for All Forum. 

A unique lending approach:
  • D&E will use Kiva capital to provide loans to more distributors for buying inventory, motorbikes and marketing materials.
  • D&E plans to start by providing loans to distributors that have been working with them for at least 6 months, report sales at a minimum of 20 stoves per month and don’t have any outstanding credit with D&E or other organizations. New distributors have a great potential to benefit from Kiva loans, so D&E will monitor them closely and provide the opportunity for a Kiva loan after 3 months. 
  • D&E provides distributors with training on financial management, basic entrepreneurship and marketing. The organization also takes over-indebtedness very seriously and is developing policies to pair with their existent rigorous method for screening borrowers.

Repayment Performance on Kiva

    This Field Partner All Kiva Partners
  Start Date On Kiva Jun 10, 2016 Oct 12, 2005
Total Loans $213,875 $1,342,485,625
Amount of raised Inactive loans $0 $1,163,725
Number of raised Inactive loans 0 1,504
Amount of Paying Back Loans $64,400 $147,630,950
Number of Paying Back Loans 44 195,038
Amount of Ended Loans $149,475 $1,193,690,950
Number of Ended Loans 129 1,537,959
Delinquency Rate 34.28% 10.49%
Amount in Arrears $13,307 $9,735,701
Outstanding Portfolio $33,353 $92,847,283
Number of Loans Delinquent 40 57,667
Default Rate 0.00% 1.76%
Amount of Ended Loans Defaulted $0 $21,037,796
Number of Ended Loans Defaulted 0 51,424
Currency Exchange Loss Rate 0.00% 0.39%
Amount of Currency Exchange Loss $0 $5,195,382
Refund Rate 0.00% 0.59%
Amount of Refunded Loans $0 $7,939,025
Number of Refunded Loans 0 7,847

Loan Characteristics On Kiva

    This Field Partner All Kiva Partners
  Loans to Women Borrowers 38.15% 76.43%
Average Loan Size $1,236 $394
Average Individual Loan Size $1,236 $609
Average Group Loan Size $0 $1,762
Average number of borrowers per group 0 7.7
Average GDP per capita (PPP) in local country $1,300 $5,773
Average Loan Size / GDP per capita (PPP) 95.10% 6.82%
Average Time to Fund a Loan 1.9 days 7.13 days
Average Dollars Raised Per Day Per Loan $650.14 $55.26
  Average Loan Term 8.51 months 11.35 months

Journaling Performance on Kiva

    This Field Partner All Kiva Partners
  Total Journals 84 796,556
  Journaling Rate 38.78% 43.15%
  Average Number of Comments Per Journal 0.00 0.03
  Average Number of Recommendations Per Journal 0.00 0.80

Borrowing Cost Comparison (based on 2017 data)

    This Field Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower 10% APR 51.00% PY 25.24% PY
  Profitability (return on assets) -21.1% 4.2% -1.43%
  Average Loan Size (% of per capita income) N/A 95.00% 12.96%

Country Fast Facts

Field Partner Staff

Jimmy Bruce
Duquesne Fednard
Erica Lopidas