Partners in Health, Peru, is an organization that treats disease and trains community members to provide education and care for their neighbors. Partners in Health, Peru, operates a program that provides quality healthcare options to low-income communities.  The program includes not only medical attention, but also psychological support and economic sustainability. 
 
Partners in Health, Peru, operates 16 "botiquines" (medical stations) in shantytowns throughout Lima to serve patients with no other access to health care. These medical stations are overseen by women trained as health promoters who manage supplies and coordinate medical care. 
 
As a partner of the Peruvian Ministry of Health, Partners in Health, Peru, impacts national policies for the prevention and treatment of multidrug-resistant tuberculosis (MDR-TB) and HIV. The organization provides important training and support to help implement the policies nationwide. 
 
A unique lending approach:
 
Partners in Health, Peru, targets residents of Lima and Callao, Peru who are living in poverty and suffer from multidrug-resistant tuberculosis or HIV, as well as families with children at risk of developmental delays due to poverty. The organization uses Kiva funding to offer interest-free loans to help entrepreneurs in treatment start or sustain a micro-enterprise. Partners in Health, Peru, also provides food baskets, lodging, and psychological services to clients in treatment.

Repayment Performance on Kiva

    This Field Partner All Kiva Partners
  Start Date On Kiva Sep 12, 2014 Oct 12, 2005
Total Loans $26,550 $948,590,975
Amount of raised Inactive loans $0 $375,825
Number of raised Inactive loans 0 261
Amount of Paying Back Loans $12,775 $141,979,900
Number of Paying Back Loans 26 175,166
Amount of Ended Loans $13,775 $806,235,250
Number of Ended Loans 27 1,011,122
Delinquency Rate 92.21% 8.10%
Amount in Arrears $3,230 $7,468,353
Outstanding Portfolio $3,503 $92,214,717
Number of Loans Delinquent 25 18,720
Default Rate 2.41% 1.40%
Amount of Ended Loans Defaulted $333 $11,312,347
Number of Ended Loans Defaulted 1 32,567
Currency Exchange Loss Rate 0.18% 0.46%
Amount of Currency Exchange Loss $47 $4,326,176
Refund Rate 0.00% 0.62%
Amount of Refunded Loans $0 $5,911,700
Number of Refunded Loans 0 5,950

Loan Characteristics On Kiva

    This Field Partner All Kiva Partners
  Loans to Women Borrowers 81.13% 75.25%
Average Loan Size $501 $400
Average Individual Loan Size $501 $632
Average Group Loan Size $0 $1,765
Average number of borrowers per group 0 7.7
Average GDP per capita (PPP) in local country $12,000 $5,889
Average Loan Size / GDP per capita (PPP) 4.17% 6.79%
Average Time to Fund a Loan 5.37 days 6.92 days
Average Dollars Raised Per Day Per Loan $93.27 $57.76
  Average Loan Term 12.17 months 11.11 months

Journaling Performance on Kiva

    This Field Partner All Kiva Partners
  Total Journals 0 494,507
  Journaling Rate 0.00% 41.49%
  Average Number of Comments Per Journal 0.00 0.05
  Average Number of Recommendations Per Journal 0.00 1.18

Borrowing Cost Comparison (based on 2015 data)

    This Field Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower 0% APR 29.00% PY 26.05% PY
  Profitability (return on assets) 3.8% 1.4% -0.82%
  Average Loan Size (% of per capita income) N/A 42.00% 17.16%

Country Fast Facts

Field Partner Staff

Oscar Ramirez