Small Scale Livestock and Livelihoods Program (SSLLP) Malawi is an indigenous, local non-governmental organization that provides low-income families with the means to combat poverty in a sustainable and long-term manner.
 
Established in 1996, the NGO provides families with various types of livestock, including dairy cows, goats, pigs, chickens, fish and honeybees. In doing this, SSLLP hopes to contribute to the socio-economic empowerment of resource poor and vulnerable families.
 
A unique lending approach:
 
SSLLP targets smallholder farmers with one hectare or less of land living in Malawi. The organization believes its programs cut across a wide range of crucial issues affecting the lives of smallholder farmers.
 
It delivers its services through the Heifer International model of “passing on the gift,” which allows families to become positive agents of change in their communities when primary recipients distribute the first breeding offspring of an animal to secondary recipients.
 
SSLLP hopes to give families the opportunity to start piggery businesses, and provide them with two sows, one boar, materials for the construction and housing for pigs and a start-up veterinary kit. With Kiva’s support, SSLLP will be able to expand their target audience, provide a wider range of products, and promote sustainable livelihoods for the resource poor.

Repayment Performance on Kiva

    This Field Partner All Kiva Partners
  Start Date On Kiva Aug 12, 2014 Oct 12, 2005
Total Loans $20,800 $923,990,800
Amount of raised Inactive loans $0 $601,750
Number of raised Inactive loans 0 272
Amount of Paying Back Loans $8,275 $140,273,000
Number of Paying Back Loans 12 170,752
Amount of Ended Loans $12,525 $783,116,050
Number of Ended Loans 22 979,916
Delinquency Rate 75.98% 8.33%
Amount in Arrears $5,773 $7,571,207
Outstanding Portfolio $7,598 $90,869,386
Number of Loans Delinquent 12 20,235
Default Rate 89.27% 1.37%
Amount of Ended Loans Defaulted $11,181 $10,717,799
Number of Ended Loans Defaulted 22 30,602
Currency Exchange Loss Rate 5.49% 0.46%
Amount of Currency Exchange Loss $1,142 $4,210,314
Refund Rate 16.95% 0.63%
Amount of Refunded Loans $3,525 $5,840,725
Number of Refunded Loans 6 5,906

Loan Characteristics On Kiva

    This Field Partner All Kiva Partners
  Loans to Women Borrowers 65.00% 75.10%
Average Loan Size $608 $403
Average Individual Loan Size $608 $635
Average Group Loan Size $0 $1,782
Average number of borrowers per group 0 7.8
Average GDP per capita (PPP) in local country $900 $5,908
Average Loan Size / GDP per capita (PPP) 67.57% 6.81%
Average Time to Fund a Loan 0.44 days 6.97 days
Average Dollars Raised Per Day Per Loan $1,371.33 $57.80
  Average Loan Term 19.38 months 11.1 months

Journaling Performance on Kiva

    This Field Partner All Kiva Partners
  Total Journals 18 480,267
  Journaling Rate 38.71% 41.62%
  Average Number of Comments Per Journal 0.00 0.05
  Average Number of Recommendations Per Journal 0.00 1.21

Borrowing Cost Comparison (based on 2009 data)

    This Field Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower N/A 76.00% PY 26.15% PY
  Profitability (return on assets) N/A -1.7% -0.05%
  Average Loan Size (% of per capita income) N/A 12.00% 17.77%

Country Fast Facts

Field Partner Staff

Yvonne Kamanga
Chimwemwe Lungu