Uberis Capital

Uberis Capital

Lending Partner since 2014 • Cambodia
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Fundraising Status:closed
Risk Rating:

What to know about this Lending Partner

Impact Category:
SME Financial Inclusion
Default Rate:
71.25%
Currency Exchange Loss Rate:
0%
Total Loans Raised:
$50,000
Loans at Risk Rate:
0%
Kiva Borrowers:
4
Delinquency Rate:
0%
Interests and Fees:
10% APR
See all previous loans See all fundraising loans
Status update - Feb 2, 2019 Kiva and Uberis Capital have agreed to end their partnership after nearly 5 years and USD50,000 in loans raised. This partner has repaid its outstanding balance to Kiva in full, and these funds have been distributed to lenders. We thank Uberis Capital for the years of collaboration and wish them success in their future endeavors.

Partner description: 
Uberis Capital is an impact investing venture capital firm that supports high-growth social enterprises in Cambodia, Laos, Vietnam, Philippines, Myanmar and Indonesia. The firm seeks to benefit low-income populations by supporting social enterprises that create jobs and training opportunities, primarily in the areas of smallholder agriculture, rural energy, household improvement and hospitality. 
 
A unique lending approach:

Uberis Capital’s for-profit “Impact Fund” makes equity investments to social enterprises. Kiva funding allows Uberis to run a “Venture Fund” that targets smaller, less mature social enterprises with financing needs between $20,000 and $50,000. The Venture Fund would not generate profits for Uberis Capital, but could act as an incubator for future investments by the Impact Fund. 


These enterprises are too big for traditional microfinance loans and too small for most impact investors. Bank loans, if available at all, are often prohibitively expensive. Patient, risk-tolerant capital is needed to fill this gap, often referred to as the “missing middle.”