Kiva conducts regular, ongoing monitoring of all Field Partners, but only posts status updates here in response to relevant, major changes at the partner.

Partner Description:

Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

The organization offers loans for business investments, housing, emergencies, education, travel, special events like weddings, microloans, salary loans and several different agricultural loans for inputs, livestock and working capital. On top of that, it provides savings accounts for regular depositors, young people and for tuition funds.

In addition to financial products, GDMPC also helps farmers and fishing families access business-boosting technologies and procure necessary inputs.

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Annabelle used her $125 loan to buy more inventory for her corner store.

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Marciano took out a $700 loan to buy fertilizers and plant more rice.

Interested in doing more to support GDMPC? Join its lending team Allies of Gata Daku Multi-purpose Cooperative - Philippines. You’ll get regular updates and meet other lenders who support the organization.

Repayment Performance on Kiva

    This Field Partner All Kiva Partners
  Start Date On Kiva May 20, 2009 Oct 12, 2005
Total Loans $5,181,200 $873,552,325
Amount of raised Inactive loans $1,350 $604,950
Number of raised Inactive loans 2 505
Amount of Paying Back Loans $459,525 $135,603,825
Number of Paying Back Loans 1,473 165,411
Amount of Ended Loans $4,720,325 $737,343,550
Number of Ended Loans 15,901 916,223
Delinquency Rate 0.00% 8.60%
Amount in Arrears $0 $7,503,236
Outstanding Portfolio $275,482 $87,267,520
Number of Loans Delinquent 0 22,532
Default Rate 0.01% 1.32%
Amount of Ended Loans Defaulted $375 $9,715,856
Number of Ended Loans Defaulted 1 27,172
Currency Exchange Loss Rate 0.00% 0.44%
Amount of Currency Exchange Loss $48 $3,823,595
Refund Rate 0.03% 0.65%
Amount of Refunded Loans $1,650 $5,700,625
Number of Refunded Loans 7 5,834

Loan Characteristics On Kiva

    This Field Partner All Kiva Partners
  Loans to Women Borrowers 81.03% 74.90%
Average Loan Size $291 $407
Average Individual Loan Size $297 $640
Average Group Loan Size $354 $1,807
Average number of borrowers per group 2.8 7.8
Average GDP per capita (PPP) in local country $7,000 $5,934
Average Loan Size / GDP per capita (PPP) 4.16% 6.87%
Average Time to Fund a Loan 3.56 days 6.92 days
Average Dollars Raised Per Day Per Loan $81.89 $58.90
  Average Loan Term 7.45 months 11.05 months

Journaling Performance on Kiva

    This Field Partner All Kiva Partners
  Total Journals 7,415 446,955
  Journaling Rate 42.65% 41.59%
  Average Number of Comments Per Journal 0.02 0.05
  Average Number of Recommendations Per Journal 0.30 1.27

Borrowing Cost Comparison (based on 2014 data)

    This Field Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower 28% PY 46.00% PY 26.87% PY
  Profitability (return on assets) 1.7% 4.8% -0.77%
  Average Loan Size (% of per capita income) 9.80% 8.00% 18.82%

Country Fast Facts

Field Partner Staff

Anabella Bonsubre
Jupelier Cadampog
Margie Morilla Cartajenas
Rey Clenuar
marchie cuizon
Cherlinda Dagpin
Lemuel Enrique
Jinky Flores
Jasmin Jayo
Marifel Kuizon
Rhaine Rose Labuga
Sharon Lacierda
janice lanzaderas
Joanne Luza
Gladys Mae Ocaya
Gladys Mae Ocaya
Merry Mhae Polinar
Marlon Revelo
jhona sarion
Suzett Villamor