Kiva conducts regular, ongoing monitoring of all Field Partners, but only posts status updates here in response to relevant, major changes at the partner.

Partner Description:

Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

The organization offers loans for business investments, housing, emergencies, education, travel, special events like weddings, microloans, salary loans and several different agricultural loans for inputs, livestock and working capital. On top of that, it provides savings accounts for regular depositors, young people and for tuition funds.

In addition to financial products, GDMPC also helps farmers and fishing families access business-boosting technologies and procure necessary inputs.

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Annabelle used her $125 loan to buy more inventory for her corner store.

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Marciano took out a $700 loan to buy fertilizers and plant more rice.

Interested in doing more to support GDMPC? Join its lending team Allies of Gata Daku Multi-purpose Cooperative - Philippines. You’ll get regular updates and meet other lenders who support the organization.

Repayment Performance on Kiva

    This Field Partner All Kiva Partners
  Start Date On Kiva May 20, 2009 Oct 12, 2005
Total Loans $5,148,975 $866,290,725
Amount of raised Inactive loans $0 $438,300
Number of raised Inactive loans 0 312
Amount of Paying Back Loans $483,325 $138,225,075
Number of Paying Back Loans 1,536 168,102
Amount of Ended Loans $4,665,650 $727,627,350
Number of Ended Loans 15,729 903,770
Delinquency Rate 0.72% 7.99%
Amount in Arrears $2,185 $7,217,709
Outstanding Portfolio $301,824 $90,329,689
Number of Loans Delinquent 34 21,355
Default Rate 0.01% 1.32%
Amount of Ended Loans Defaulted $375 $9,618,429
Amount of Ended Loans $4,665,650 $727,627,350
Number of Ended Loans Defaulted 1 26,678
Currency Exchange Loss Rate 0.00% 0.43%
Amount of Currency Exchange Loss $47 $3,748,624
Refund Rate 0.03% 0.65%
Amount of Refunded Loans $1,650 $5,634,100
Number of Refunded Loans 7 5,820

Loan Characteristics On Kiva

    This Field Partner All Kiva Partners
  Loans to Women Borrowers 81.07% 74.87%
Average Loan Size $291 $408
Average Individual Loan Size $297 $640
Average Group Loan Size $354 $1,806
Average number of borrowers per group 2.8 7.8
Average GDP per capita (PPP) in local country $7,000 $5,938
Average Loan Size / GDP per capita (PPP) 4.16% 6.86%
Average Time to Fund a Loan 3.55 days 6.9 days
Average Dollars Raised Per Day Per Loan $82.14 $59.03
  Average Loan Term 7.44 months 11.04 months

Journaling Performance on Kiva

    This Field Partner All Kiva Partners
  Total Journals 7,386 439,977
  Journaling Rate 42.75% 41.48%
  Average Number of Comments Per Journal 0.02 0.05
  Average Number of Recommendations Per Journal 0.30 1.29

Borrowing Cost Comparison (based on 2014 data)

    This Field Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower 28% PY 46.00% PY 27.38% PY
  Profitability (return on assets) 1.7% 4.8% -0.69%
  Average Loan Size (% of per capita income) 9.80% 8.00% 19.11%

Country Fast Facts

Field Partner Staff

Jeanno Lane Abejuela
jeraldine badiang
jocelyn balili
mylen baluarte
Roel Basiga
Anabella Bonsubre
Jupelier Cadampog
Mercy Calahat
mercy calahat
Margie Morilla Cartajenas
irene castanetas
Richill Castillon
Rico Castillon
Rey Clenuar
marchie cuizon
fe cuyos
Cherlinda Dagpin
sherwin dandoy
Ime Dologuin
Lemuel Enrique
Chrisundy Essa
Jinky Flores
donglit Gerra
Teressa Hilot
Jungie Jakosalem
jason javier
Jasmin Jayo
Marifel Kuizon
Rhaine Rose Labuga
Sharon Lacierda
janice lanzaderas
Joanne Luza
Rhine Sheila Mosqueda
Gladys Mae Ocaya
Gladys Mae Ocaya
Ronie Panio
wiljean parlingayan
Angel Pascual
Loel Payapaya
June 1 Perales
Mary Love Pindo
Merry Mhae Polinar
rhodelyn porlares
rhodelyn porlares
Jaydawn Portacion
Ophelia Rebucas
Marlon Revelo
jhona sarion
Rene Toledo
Suzett Villamor
ANSELMO Villanueva III