Last updated January 4, 2013

Partner Description:

Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

The organization offers loans for business investments, housing, emergencies, education, travel, special events like weddings, microloans, salary loans and several different agricultural loans for inputs, livestock and working capital. On top of that, it provides savings accounts for regular depositors, young people and for tuition funds.

In addition to financial products, GDMPC also helps farmers and fishing families access business-boosting technologies and procure necessary inputs.

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Annabelle used her $125 loan to buy more inventory for her corner store.

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Marciano took out a $700 loan to buy fertilizers and plant more rice.

Interested in doing more to support GDMPC? Join its lending team Allies of Gata Daku Multi-purpose Cooperative - Philippines. You’ll get regular updates and meet other lenders who support the organization.

Kiva HelpRepayment Performance on Kiva

    This Field Partner All Kiva Partners
  Start Date On Kiva May 20, 2009 Oct 12, 2005
Total Loans $3,674,200 $535,743,725
Amount of Raised Inactive Loans $225 $325,675
Number Of Raised Inactive Loans 1 364
Amount of Paying Back Loans $667,475 $108,847,475
Number Of Paying Back Loans 1,994 112,638
Amount of Ended Loans $3,006,500 $426,570,575
Number Of Ended Loans 10,455 548,146
Delinquency Rate 0.00% 3.61%
Amount In Arrears $0 $2,527,996
Outstanding Portfolio $426,775 $70,107,758
Number of Loans Delinquent 0 12,066
Default Rate 0.00% 1.02%
Amount of Ended Loans Defaulted $0 $4,346,140
Amount of Ended Loans $3,006,500 $426,570,575
Number Of Ended Loans Defaulted 0 14,095
Currency Exchange Loss Rate 0.00% 0.05%
Amount of Currency Exchange Loss $26 $294,028
Refund Rate 0.04% 0.82%
Amount of Refunded Loans $1,650 $4,415,650
Number Of Refunded Loans 7 4,862

Kiva HelpLoan Characteristics On Kiva

    This Field Partner All Kiva Partners
  Loans To Women Entrepreneurs 82.63% 74.09%
Average Loan Size $286 $417
Average Individual Loan Size $294 $655
Average Group Loan Size $354 $1,810
Average Number Of Entrepreneurs Per Group 2.8 8
Average GDP Per Capita (PPP) in Local Country $1,175 $3,463
Average Loan Size / GDP Per Capita (PPP) 24.33% 12.04%
Average Time To Fund A Loan 2.69 days 5.27 days
Average Dollars Raised Per Day Per Loan $106.26 $79.14
  Average Loan Term 6.82 months 10.04 months

Kiva HelpJournaling Performance on Kiva

    This Field Partner All Kiva Partners
  Total Journals 5,537 268,352
  Journaling Rate 48.67% 42.14%
  Average Number Of Comments Per Journal 0.02 0.09
  Average Number Of Recommendations Per Journal 0.38 2.06

Kiva HelpBorrowing Cost Comparison (based on 2011 data)

    This Field Partner Median for MFI Peers in Country All Kiva Partners
  Portfolio Yield 28.10% 45.60% 34.93%
  Profitability (Return on Assets) 2% 2.3% -1.11%
  Average Loan Size (% of Per Capita Income) 9.80% 11.90% 42.70%

Kiva HelpCountry Fast Facts

Field Partner Staff

Jeanno Lane Abejuela
jeraldine badiang
jocelyn balili
mylen baluarte
Roel Basiga
mercy calahat
Mercy Calahat
margie cartajenas
Margie Morilla Cartajenas
irene castanetas
Richill Castillon
Rico Castillon
marchie cuizon
fe cuyos
sherwin dandoy
Cissy DeLuca
Wenelyn Dionsay
Ime Dologuin
Chrisundy Essa
Jinky Flores
JYRELLE FLORES
donglit Gerra
Teressa Hilot
jason javier
Jasmin Jayo
Sharon Lacierda
janice lanzaderas
Gladys Mae Ocaya
Ronie Panio
wiljean parlingayan
Angel Pascual
Loel Payapaya
June 1 Perales
Mary Love Pindo
Merry Mhae Polinar
rhodelyn porlares
rhodelyn porlares
Jaydawn Portacion
Ophelia Rebucas
jhona sarion
GRETCHEN TIGTIG
Rene Toledo
ANSELMO Villanueva III