Partner Description:

Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

The organization offers loans for business investments, housing, emergencies, education, travel, special events like weddings, microloans, salary loans and several different agricultural loans for inputs, livestock and working capital. On top of that, it provides savings accounts for regular depositors, young people and for tuition funds.

In addition to financial products, GDMPC also helps farmers and fishing families access business-boosting technologies and procure necessary inputs.

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Annabelle used her $125 loan to buy more inventory for her corner store.

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Marciano took out a $700 loan to buy fertilizers and plant more rice.

Interested in doing more to support GDMPC? Join its lending team Allies of Gata Daku Multi-purpose Cooperative - Philippines. You’ll get regular updates and meet other lenders who support the organization.

Repayment Performance on Kiva

    This Field Partner All Kiva Partners
  Start Date On Kiva May 20, 2009 Oct 12, 2005
Total Loans $4,129,075 $596,456,075
Amount of raised Inactive loans $450 $749,875
Number of raised Inactive loans 1 614
Amount of Paying Back Loans $776,975 $119,690,425
Number of Paying Back Loans 2,324 127,535
Amount of Ended Loans $3,351,650 $476,015,775
Number of Ended Loans 11,580 603,926
Delinquency Rate 0.06% 3.74%
Amount in Arrears $301 $2,923,153
Outstanding Portfolio $479,663 $78,164,901
Number of loanDelinquent 6 10,814
Default Rate 0.00% 1.12%
Amount of Ended Loans Defaulted $0 $5,345,655
Amount of Ended Loans $3,351,650 $476,015,775
Number of Ended Loans Defaulted 0 16,811
Currency Exchange Loss Rate 0.00% 0.09%
Amount of Currency Exchange Loss $26 $538,749
Refund Rate 0.04% 0.76%
Amount of Refunded Loans $1,650 $4,537,625
Number of Refunded Loans 7 5,064

Loan Characteristics On Kiva

    This Field Partner All Kiva Partners
  Loans to Women Borrowers 81.98% 74.20%
Average Loan Size $289 $418
Average Individual Loan Size $296 $656
Average Group Loan Size $354 $1,829
Average number of borrowers per group 2.8 8
Average GDP per capita (PPP) in local country $1,175 $3,427
Average Loan Size / GDP per capita (PPP) 24.56% 12.20%
Average Time to Fund a Loan 2.96 days 5.64 days
Average Dollars Raised Per Day Per Loan $97.58 $74.12
  Average Loan Term 7.23 months 10.37 months

Journaling Performance on Kiva

    This Field Partner All Kiva Partners
  Total Journals 6,262 297,569
  Journaling Rate 49.06% 42.38%
  Average Number of Comments Per Journal 0.02 0.08
  Average Number of Recommendations Per Journal 0.34 1.86

Borrowing Cost Comparison (based on 2012 data)

    This Field Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower 31% PY 46.00% PY 33.26% PY
  Profitability (return on assets) 2.1% 4.8% -1.45%
  Average Loan Size (% of per capita income) 9.80% 8.00% 40.88%

Country Fast Facts

Field Partner Staff

Jeanno Lane Abejuela
jeraldine badiang
jocelyn balili
mylen baluarte
Roel Basiga
Mercy Calahat
mercy calahat
margie cartajenas
Margie Morilla Cartajenas
irene castanetas
Richill Castillon
Rico Castillon
marchie cuizon
fe cuyos
sherwin dandoy
Cissy DeLuca
Wenelyn Dionsay
Ime Dologuin
Chrisundy Essa
Jinky Flores
donglit Gerra
Teressa Hilot
jason javier
Jasmin Jayo
Sharon Lacierda
janice lanzaderas
Gladys Mae Ocaya
Ronie Panio
wiljean parlingayan
Angel Pascual
Loel Payapaya
June 1 Perales
Mary Love Pindo
Merry Mhae Polinar
rhodelyn porlares
rhodelyn porlares
Jaydawn Portacion
Ophelia Rebucas
jhona sarion
Rene Toledo
ANSELMO Villanueva III