Last updated January 4, 2013

Partner Description:

Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

The organization offers loans for business investments, housing, emergencies, education, travel, special events like weddings, microloans, salary loans and several different agricultural loans for inputs, livestock and working capital. On top of that, it provides savings accounts for regular depositors, young people and for tuition funds.

In addition to financial products, GDMPC also helps farmers and fishing families access business-boosting technologies and procure necessary inputs.

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Annabelle used her $125 loan to buy more inventory for her corner store.

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Marciano took out a $700 loan to buy fertilizers and plant more rice.

Interested in doing more to support GDMPC? Join its lending team Allies of Gata Daku Multi-purpose Cooperative - Philippines. You’ll get regular updates and meet other lenders who support the organization.

Repayment Performance on Kiva

    This Field Partner All Kiva Partners
  Start Date On Kiva May 20, 2009 Oct 12, 2005
Total Loans $4,082,700 $590,493,925
Amount of raised Inactive loans $0 $760,725
Number of raised Inactive loans 0 618
Amount of Paying Back Loans $815,900 $122,947,725
Number of Paying Back Loans 2,455 130,861
Amount of Ended Loans $3,266,800 $466,785,475
Number of Ended Loans 11,285 593,552
Delinquency Rate 0.58% 4.24%
Amount in Arrears $2,989 $3,465,940
Outstanding Portfolio $518,010 $81,785,048
Number of loanDelinquent 74 16,779
Default Rate 0.00% 1.15%
Amount of Ended Loans Defaulted $0 $5,349,645
Amount of Ended Loans $3,266,800 $466,785,475
Number of Ended Loans Defaulted 0 16,827
Currency Exchange Loss Rate 0.00% 0.09%
Amount of Currency Exchange Loss $26 $536,772
Refund Rate 0.04% 0.77%
Amount of Refunded Loans $1,650 $4,537,625
Number of Refunded Loans 7 5,064

Loan Characteristics On Kiva

    This Field Partner All Kiva Partners
  Loans to Women Borrowers 82.03% 74.17%
Average Loan Size $289 $418
Average Individual Loan Size $296 $656
Average Group Loan Size $354 $1,828
Average number of borrowers per group 2.8 8
Average GDP per capita (PPP) in local country $1,175 $3,430
Average Loan Size / GDP per capita (PPP) 24.57% 12.19%
Average Time to Fund a Loan 2.94 days 5.59 days
Average Dollars Raised Per Day Per Loan $98.32 $74.77
  Average Loan Term 7.19 months 10.35 months

Journaling Performance on Kiva

    This Field Partner All Kiva Partners
  Total Journals 6,199 295,681
  Journaling Rate 48.96% 42.39%
  Average Number of Comments Per Journal 0.02 0.08
  Average Number of Recommendations Per Journal 0.34 1.87

Borrowing Cost Comparison (based on 2012 data)

    This Field Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower 31% PY 46.00% PY 33.46% PY
  Profitability (return on assets) 2.1% 4.8% -1.39%
  Average Loan Size (% of per capita income) 9.80% 8.00% 41.11%

Country Fast Facts

Field Partner Staff

Jeanno Lane Abejuela
jeraldine badiang
jocelyn balili
mylen baluarte
Roel Basiga
Mercy Calahat
mercy calahat
margie cartajenas
Margie Morilla Cartajenas
irene castanetas
Richill Castillon
Rico Castillon
marchie cuizon
fe cuyos
sherwin dandoy
Cissy DeLuca
Wenelyn Dionsay
Ime Dologuin
Chrisundy Essa
Jinky Flores
donglit Gerra
Teressa Hilot
jason javier
Jasmin Jayo
Sharon Lacierda
janice lanzaderas
Gladys Mae Ocaya
Ronie Panio
wiljean parlingayan
Angel Pascual
Loel Payapaya
June 1 Perales
Mary Love Pindo
Merry Mhae Polinar
rhodelyn porlares
rhodelyn porlares
Jaydawn Portacion
Ophelia Rebucas
jhona sarion
Rene Toledo
ANSELMO Villanueva III