• Jennie
    A loan of $7,000 helps Jennie me purchase equipment, improve and expand my workspace, hire employ...

  • Reina
    A loan of $1,000 helps Reina to launch test selling in local organic grocery stores in San Franci...

  • Pamela
    A loan of $1,000 helps Pamela purchase start up art materials for our art activities and it will ...

  • Lily
    A loan of $10,000 helps Lily us upgrade & replace equipment, and replenish & increase inventory.

  • Olivia
    A loan of $2,000 helps Olivia Mi Comedor to obtain the last of our permits to operate. It also al...

Keep the Heart in SF: Lend local

By lending to local small businesses you can take an active role in choosing the shape of San Francisco's future.  Discover community entrepreneurs and become a customer, brand ambassador and business adviser to the borrowers you fund with 0% interest loans.

Lend.          Borrow.          Refer.

  1. Choose a borrower
    Browse hundreds of borrower profiles and find a story that connects with you.
  2. Make a loan
    Click ‘Lend’ to send money via our Field Partners, who vet, distribute and administer each loan.
  3. Get repaid
    Receive updates as the borrowers you support succeed and repay their loans.
  4. Repeat!
    When borrowers repay, that money is yours to keep, donate to Kiva or lend again to empower someone new!

About Kiva San Francisco

Kiva San Francisco helps small business owners in San Francisco get the financing they need to grow and create jobs.

Kiva San Francisco is made possible in partnership with local community groups and Kiva's Trustee partners working together to connect Kiva lenders to entrepreneurs that they know and trust in their communities.


Capital One

Capital One is proud to support Kiva with a generous grant to launch Kiva San Francisco, expand Kiva's U.S. lending, and provide loan matching for borrowers across the country. For more information visit capitalone.com/

Yelp Foundation

The Yelp Foundation's mission is to support charitable organizations and activities addressing the needs of local communities, including access to information, education, local economic development, and freedom of expression, and to promote a culture of philanthropy among employees of Yelp Inc. The Yelp Foundation supported the launch of Kiva San Francisco.  For more information, please visit yelpfoundation.org

Walter & Elise Haas Fund

The mission of the Walter & Elise Haas Fund is to help build a healthy, just, and vibrant society in which people feel connected to and responsible for their community. The Walter & Elise Haas Fund supported the launch of Kiva San Francisco.  For more information, please visit www.haassr.org/

Friedman Family Foundation

The overall purpose of the Friedman Family Foundation is to fund programs that attempt to end the cycle of poverty. The Friedman Family Foundation supported the launch of Kiva San Francisco.  For more information, please visit friedmanfamilyfoundation.org/


Launched in March 2011, craigconnects is Craig Newmark’s personal, Web-based initiative to support philanthropy and public service. It spotlights individuals, organizations, and agencies working effectively in support of veterans and military families, trustworthy journalism, open government, public diplomacy, consumer protection, and the use of technology for the common good.   

San Francisco Office of Economic and Workforce Development

The Office of Economic and Workforce Development supports the ongoing economic vitality of San Francisco by providing city-wide leadership for workforce development, business attraction and retention, neighborhood commercial revitalization, and international business development. For more information, visit oewd.org.

San Francisco Chamber of Commerce

The San Francisco Chamber of Commerce is San Francisco’s and most vibrant business network, working on behalf of all businesses in the city. The Chamber is a private, nonprofit 501(c)6 membership organization that attracts, supports, and grows business through advocacy, economic development, and business development.