• Terry
    A loan of $10,000 helps Terry us to purchase new cafe equipment and expand our community events p...

  • Emily
    A loan of $9,500 helps Emily to update the aging fixtures and brighten the look of our restaurant...

  • Kyla
    A loan of $10,000 helps Kyla me to support expansion into new markets, hire production help, and ...

    Lend Now

    Double Your Impact!!

    The Diller-von Furstenberg Family Foundation matches loans to this borrower
  • Jaynelle
    A loan of $9,000 helps Jaynelle buy a sheeter; a piece of equipment that will help us in scaling ...

  • Bilal
    A loan of $10,000 helps Bilal move my huge double rack oven to a brand new space and launch our n...

Photo: Photo by Joe Parks

This is Oakland: Lend local

Through Kiva, you can help crowdfund 0% interest loans to Oakland small businesses with as little as $25. When you get repaid, you can relend that money to support another small business, continuing to create more opportunity with the same funds.

By lending to local small businesses you take an active role in choosing the shape of Oakland's future, strengthening our community and creating jobs.  Discover the inspiring stories of the businesses in your neighborhood, or if you're a small business owner in Oakland learn more about taking out a loan.

Lend.          Borrow.      

Check out the Oakland Lend Local, Shop Local Guide to support borrowers from Kiva's launch in Oakland.
  1. Choose a borrower
    Browse hundreds of borrower profiles and find a story that connects with you.
  2. Make a loan
    Click ‘Lend’ to send money via our Field Partners, who vet, distribute and administer each loan.
  3. Get repaid
    Receive updates as the borrowers you support succeed and repay their loans.
  4. Repeat!
    When borrowers repay, that money is yours to keep, donate to Kiva or lend again to empower someone new!

About Kiva Oakland

Kiva Oakland helps small business owners in Oakland get the financing they need to grow and create jobs. Kiva Oakland works with local community groups and Kiva's Trustee partners, and is made possible in partnership with the City of Oakland, Google and our many generous supporters.

The City of Oakland is proud to support Kiva Oakland as part of its ongoing work to foster economic opportunity in Oakland and keep our community thriving and unique.

Google supports Kiva Oakland through a Google Impact Grant that will help 800 community entrepreneurs in the next 3 years.

The San Francisco Foundation is a leading agent of Bay Area philanthropy, and ranks as one of the nation’s largest community foundations in grant making and assets.



Pacific Gas and Electric Company is one of the largest combination natural gas and electric utilities in the U.S. As a major local employer and supporter of the community, PG&E is proud to join the Kiva Oakland effort.

NBC Bay Area

NBC Bay Area is partnering with Kiva Oakland in support of local small businesses. As the local NBC affiliate, NBC Bay Area exists to serve the community and cover stories that matter.

Wells Fargo

Wells Fargo is partnering with Kiva Oakland as a proud supporter of small, local businesses everywhere.


Akonadi Foundation works to support and nurture racial justice movement building to eliminate the structural racism that lies at the heart of inequity in the United States.

California Endowment

The California Endowment is a private health foundation that provides grants to community-based organizations throughout California.

Walter & Elise Haas Fund

The mission of the Walter & Elise Haas Fund is to help build a healthy, just, and vibrant society in which people feel connected to and responsible for their community. 

OBDC Small Business Finance

OBDC Small Business Finance’s mission is to create economic opportunity by empowering entrepreneurs with capital, education, and relationships that allow them to flourish.

Capital One Spark Business

Capital One Spark Business is proud to support Kiva with a generous grant to launch Kiva Oakland, expand Kiva's U.S. lending, and provide loan matching for borrowers across the country. For more information visit capitalone.com/