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Two years ago, Virginia went to work as a janitor, working for someone else. As time passed, the owner decided to hand the business over to Virginia. She accepted and changed its name to Vicky’s Cleaning.

As the current owner, Virginia saw an opportunity to employ her family when she receives larger contracts at commercial or residential sites too large to handle alone. In the future, she plans to employ more workers whenever she can.

Before Virginia could accept contracts in larger offices and homes, she needed to purchase more equipment including a vacuum and cleaning supplies. Virginia says she was fortunate that the previous business owner left her with a couple of items to complete jobs, but to tackle larger projects, she needed to update and expand her equipment.

A visit to the Brownsville Chamber of Commerce placed Virginia on the path to Accion Texas Inc., a nonprofit microlender with America’s largest microloan portfolio. She applied and was approved. Without the loan, Virginia says she would not be able to grow her newly-obtained business.

Additional Information

About LiftFund

LiftFund. ( is an award-winning nonprofit organization (previously known as Accion Texas) with a mission to provide credit and loans to small and start-up businesses that have limited or no access to credit from commercial sources. Established in 1994 in San Antonio, LiftFund has helped Texas and Louisiana entrepreneurs strengthen their businesses, stabilize and increase their incomes, create employment, and contribute to the economic revitalization of their communities. Learn more at

About United States

  • $54,800
    Average annual income
  • 0
    View loans »
    United States Loans Fundraising
  • $12,977,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,275 helped Virginia to purchase a vacuum and cleaning supplies.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 17, 2013
Aug 23, 2013
Currency Exchange Loss:
Feb 26, 2014