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Namaha Shibaya Self Help Group
In this Group: Diptimayee, Matani, Asima, Kuma, Priyadarshan, Moti, Sabitri, Mamina, Sabitri, Rina, Sukanti, Baula, Urmila, Manjulata
The group Namaha Shibaya Self Help Group has 14 members who are all from the same neighbourhood.

The lady standing in the front wearing a orange saree in the photo is Diptimayee, the leader of the group. Diptimayee is a 29-year-old married woman in Balipatna village of Odisha, India. The couple has one child who is at his schooling. Diptimayee lives with her son and, together with her husband, takes care of all the household expenses.

For the past four years, she has been involved in the activity of growing and selling vegetables. Her husband and her son help her in this activity. All other members of this group are engaged in various kinds of activities like agriculture, cattle farming, etc.

In order to strengthen the business and respond to customer demand, Diptimayee, together with her group, Namaha Shibaya Self Help Group, has requested a loan amount of 2,10,000 INR. She will use her portion for purchasing seeds, fertilizers and pesticides. Their goal is to expand their business activity.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 2
    View loans »
    India Loans Fundraising
  • $6,744,125
    Funds lent in using Kiva
  • 58.8
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Namaha Shibaya Self Help Group's $3,575 loan helped a member to pay for purchasing seeds, fertilizers and pesticides for cultivating vegetables.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
May 31, 2013
Jun 25, 2013
Currency Exchange Loss: