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Luis Alberto
Luis lives with his wife and young son in a rented home. Each month he pays a set rent. He is very responsible with what he does; always thinking about the fact that he is the head of the household and responsible for his family’s daily support. He has been a farmer for the past five years and had worked with his parents, but recently decided to venture out on his own and rents his own parcel so that he can have his own crops. He sells part of them and earns a living in this way. Aside from this, he works as a field hand whenever he doesn’t have enough of a harvest. Luis has decided to approach INTEGRAL for a loan to buy basic supplies, like seeds and fertilizers, and pay for labor so that he can sell his harvest. He hopes for assistance and is very grateful to God because he has never left him alone and has provided a good future for his family.
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Luis vive con su esposa y con su hijo menor de edad, con esfuerzo la vivienda donde vive es alquilada cada mes paga cierta cantidad por vivir en ese lugar. Es un hombre muy responsable con lo que le corresponde hacer y siempre con la visión de que es cabeza de hogar y el responsable de llevar el sustento diario. Desde hace ya 5 años se ha dedicado a la agricultura antes ha trabajado con sus padres y hace poco tiempo se independizo alquila su propia parcela de tierra para tener sus propios cultivos y de estos vende cierta parte y es así como se gana la vida aparte que cuando no hay suficiente cosechas trabaja como jornal para subsistir más el día a día. Luis ha decidido solicitar a INTEGRAL un préstamo para comprar insumos básicos como: Semillas, Abonos, Fertilizantes y también pagar mano de obra para comercializar lo que cosecha que es maicillo espera contar con la ayuda y agradece a Dios porque nunca lo ha dejado solo y le ha sabido brindar un buen futuro a su familia.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 549
    View loans »
    El Salvador Loans Fundraising
  • $31,835,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $450 helped Luis Alberto to buy supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Dec 21, 2012
Dec 25, 2012
Currency Exchange Loss:
Feb 21, 2014