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Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
Monsieur Moise is the father of five children who he has taken into his care. He is a small scale merchant of construction materials: boards, driers, casings....
Monsieur Moise is requesting a loan with which to purchase stock to resell to his customers thus meeting their needs and ensure the survival of his family.
In this group: Moise, Florida
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Translated from French by Kiva volunteer Esther Schmit. View original language description.
Monsieur Moise est un père de cinq enfants pris en charge, il fait le petit commerce de vente des matériels de construction comme les planches, driers, coffrages,.. Il sollicite le crédit pour s'approvisionner en stock marchandises à revendre à ses clients en vue de leur satisfaire et assurer la survie de la famille
This loan supports small businesses in the Lake Kivu region of DR Congo, where many families have relocated to escape violence elsewhere. By supporting this loan, you are helping to empower people in Eastern Congo to start their own businesses and provide for themselves and their families.
PAIDEK is a microfinance institution operating in the Sud-Kivu province of the Democratic Republic of the Congo. PAIDEK aims to revitalize the economy of South-Kivu and improve the livelihood of low-income communities by providing access to financial services and training. It is one of few reputable financial service providers in the region. With Kiva's help, PAIDEK can provide loans to farmers and small business owners living in the most impoverished communities in the region.
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
A Lending Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Lending Partner to originate, disburse and collect.
Loan tags help lenders find loans that match certain areas of interest.
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
A Lending Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Lending Partner to originate, disburse and collect.
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