A loan helped to buy bracelets, chains, earrings, lipsticks, perfumes, creams, nail polishes, eyeliners, deodorants, liquid foundations, shampoo, etc.


Carmen Manuela's story

Carmen Manuela and her family live in Montecristi. It stands out because of its artisanal handicrafts made from toquilla straw, wicker, piquigua fibre, and wood, including fine hats of toquilla straw, known in the world as “Panama Hat,” recognized all over the country and outside of it.

Carmen Manuela is grateful for the loans. With these she is increasing her business and her income. She offers catalog products for sale from Yanbal (beauty products, cosmetics, perfumes, and ladies' accessories). She visits her customers from house to house and sells via WhatsApp, making home deliveries within the city. She leaves the merchandise with her customers on credit and collects every 8 days.

This loan is to buy bracelets, chains, earrings, lipsticks, perfumes, creams, nail polishes, eyeliners, deodorants, liquid foundations, shampoo, etc.

Translator profile picture

Translated from Spanish by Kiva volunteer Christine Bruggemann.


This loan is special because:

It is accompanied by useful, real-life business training.


Loan details


Lenders and lending teams




Loan details