A loan helped a member to buy a variety of ingredients.


La Esperanza Group's story

Many years ago, tragedy struck Norma's home, leaving her father on the brink of ruin. For this reason, she was only able to complete nine years at school. Norma wanted to be a professional, but she could not fulfil that dream. She is currently forty-one years old, married to a farmer, and has been able to provide a full education to her four children (aged 12 to 21).

Norma established a corn mill business (for processed “nixtamal” to make dough for tortillas) that has been running successfully for 13 years. Five years later, she started a new business selling fast food (Mexican cakes and quesadillas). She needs to invest in this business and is requesting her second Kiva loan to buy a variety of ingredients (drinks, meats, sausages).

Norma is one of seven members of the Friendship Bridge Communal Bank “La Esperanza”, located in the department / state of San Marcos. All women speak Spanish and own small food businesses, tortilla shops and convenience stores. The women meet monthly to repay loans and participate in useful educational training. Topics range from effective business management practices to good nutrition, hygiene, women's rights and roles. The combination of loans, education and health care offered by Friendship Bridge is called “Microcredit Plus”. Kiva lenders play a vital role in supporting this programme!

In this group: Norma Jovita, Sonia Esperanza , Jenifer Maite , Cleotilde , Aida Ester, Rosita Aracely , Reynalda Leticia

Translated from Spanish by Kiva volunteer Vicki Crook.


This loan is special because:

Clients receive in-depth trainings on business, health, over-indebtedness, and self-esteem.



Loan details


Lenders and lending teams




Loan details