A loan helped to buy two heifers and livestock feed.


Bairo Oswaldo's story

Bairo is a humble farmer who is originally from Cumbal, Colombia. He and his family moved to the community of 20 de Marzo, which is located 20 minutes away from the city of Tulcán, Ecuador. Bairo finished his primary school education, so he knows how to read and write. In addition, he learned about farmwork in his home country so that he could earn a living.

Bairo is an honest man who works to provide for the well-being of his family. He is currently dedicated to raising dairy cattle. With much effort, he obtained four heads of cattle and wants to increase his herd. For this reason, he is requesting a loan to buy two heifers and livestock feed.

Bairo wants to raise more cattle so that he can improve his milk production.

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Translated from Spanish by Kiva volunteer Ronan Reodica.


This loan is special because:

It aims to reach vulnerable refugee populations in an isolated region.



Loan details


Lenders and lending teams




Loan details