A loan helped to insulate the house and to purchase livestock.


Zhyrgal's story

This sweet woman, Zhyrgal, says hello from Kyrgyzstan. She is 66 years old, married, and the mother of 6 children. By nature, Zhyrgal is a very kindhearted and responsible woman. She has a secondary-specialist education. For several years she has been working as a chef, and now, for additional income, she has been working with village farming since 2002.

Today she and her husband have an inspirint farm with 3 cows and 15 sheep. She tries to set aside any extra money to improve their living conditions and she and her husband work with all their might to give their children a comfortable and wonderful life.

Zhyrgal applied to the bank "Bai-Tushum" for a loan in the amount of 120,000 som (KGS) to insulate the home, and one part of the money she will use to buy livestock. The loan will help to improve the family's living conditions and build a comfortable life.

Translator profile picture

Translated from Russian by Kiva volunteer Susan Vdovichenko.


This loan is special because:

It helps low-income families improve their living conditions and reduce their energy consumption



Loan details


Lenders and lending teams




Loan details