Funded

Total loan: $1,175

Evaline's Group

Butere, Kenya / Farming

A loan helped a member to gain access to cost efficient hybrid seeds and fertilizer for maize cultivation.

Evaline's Group's story

Evaline is the group leader of her group in Butere District, and she is representing 14 farmers, including herself. She is married and the proud mother of 3 children. Evaline
joined One Acre Fund for the first time this season, but she has been a farmer for 11 years.

Like many other farmers, Evaline decided to work with One Acre Fund in order to get the best quality fertilizer and hybrid seeds. She hopes that by joining One Acre Fund and using the seeds and fertilizer she will get with this loan, she can join the ranks of One Acre Fund farmers that have doubled their harvest in their first year of the program. She plans to use the profits she earns from this year’s harvest to send her children to school.

Evaline's Group will use the farming inputs received with this loan to cultivate a total of 8.4 acres of land. They will also receive a total of 4 solar lights. Although Evaline is not participating, some of the farmers in the group will be purchasing a solar light as part of their loan package.

In this group: Evaline, Brenda, Sophia, Amina, Consolata, Jacinter, Suleiman, Florence, Arrizon, Alice, Dorcus, Mary, Fatuma, Sarah

This loan is special because:

It supports smallholder farmers to purchase seeds and solar lanterns.

More about this loan

This loan is part of One Acre Fund's integrated agricultural package, which provides groups of smallholder farmers with seeds and fertilizers on credit, onsite agricultural training, and insurance options. Borrowers also have the option to purchase solar lanterns as part of the loan package.

To give borrowers more flexibility, One Acre Fund permits them to switch groups, drop out of the program and change their loan amounts before receiving their inputs. To accommodate this, Kiva allows One Acre Fund to post loans for groups that may change in size and membership. Only the group leader is featured in the photo, representing the loans for each of his or her individual group members.

If a lender makes a loan to group containing a borrower that drops out, the lender will receive the full loan amount for that borrower back at the end of the harvest season. If the lender makes a loan to a group containing a borrower that decides to take a smaller loan amount after the loan is funded, the lender will receive the repayments from the smaller loan amount plus the full difference between the two loan amounts at the end of the harvest season.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About One Acre Fund:

One Acre Fund is an agricultural service provider that supports Africa's smallholder farmers to build resilient communities. More than 50 million families in Sub-Saharan Africa earn a living from small farms, which produce 80 percent of the continent’s food. But harvests still lag far behind the rest of the world. One Acre Fund supplies the financing and training these farmers need to grow their way out of hunger and build lasting pathways to prosperity.