A loan helped a member to purchase t-shirts, dresses, underwear, shorts, blouses, etc.


San Vicente (Picoaza) Group's story

Picoazá is known for its trade and religious festivals. It is a producer of vegetables, legumes, and tropical fruits and is a source of progress. It is the primary center of informal trade in Manabí.

The loan group meets every two weeks in the house of one of the members. It is made up of 14 members, of whom 11 are women and 3 are men.

Carmen is 70 years old, a widow, and had 7 children, of whom 2 died and 5 are adults and independent. Carmen works selling a variety of clothing for women, men, and children. Together with a daughter, she makes rounds door-to-door in her free time. They leave items on credit and collect weekly. They also have a stand in the center where they were relocated after the earthquake. They have a tent and a table to make the sales from Monday to Saturday from 9:00 to 6:00 and, on Sundays, from 9:00 to 12:00.

They have had this business for 5 years. With this new loan, she will purchase t-shirts, dresses, underwear, shorts, blouses, etc. Her dream is to have her own house with her own retail space to continue with the sales.

In this group: Liliana Edith, Gloria Eloisa, Diana Lucia, Carmen, Lucia Celina, Lorena Elida, Julian Arturo, Solange Thalya, Cindy Raquel, Kevin Javier, Maria Roxana, Ronnie Robert, Jenny Asuncion, Alba Ernestina

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Translated from Spanish by Kiva volunteer Wendy H.


This loan is special because:

It is accompanied by useful, real-life business training.


Loan details


Lenders and lending teams




Loan details