BONUS: Get $25 to lend for EVERY $25 you give today!

The Dollars for Change donation drive is happening now!

Your support is critical in reaching new people every day with resources to improve their lives.

Donation frequency
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What's the difference between lending and donating?

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The power to create change is in your hands. Donate during the Dollars for Change drive now!

Expand financial access to new areas, for more borrowers

In 2023, Kiva reached 16 new Lending Partners, like the Asian Credit Fund who serves over 30,000 people in Kazakhstan. These Partners enabled us to reach over 5,500 new borrowers, thanks to generous donors like you.

Empower social organizations to scale their impact

With support from Kiva, social enterprise Baobab+ Côte d'Ivoire can reach more people with affordable solar kits. Families will be able to reduce their carbon footprints, lower their energy bills, increase children's study time, and improve health.

Drive inclusive initiatives, like small business credit reporting

Thanks to your support, Kiva launched opt-in credit reporting for U.S. small businesses, helping marginalized entrepreneurs build their credit and access more financial resources.

We need your support to expand financial access. 
Give today.

Donation frequency
Donation amount

What's the difference between lending and donating?

Over 1.4 billion people can’t access basic financial services. We’re doing something about it.

Kiva is a leading global nonprofit creating opportunity for those in need of financial access. Your support helps us continue to push boundaries and innovate for lasting change, allowing us to reach more borrowers in underserved communities across the world.

A green heart inside two different colored hands

18

years

Jar with coins and bills inside

$2.1B+

in impact

Green globe

80+

countries reached

Explore more ways to give

Kiva offers easy options for you to make a gift that aligns with your values and goals. From tax-smart stock and DAF gifts to planned giving and even crypto — discover how you can make a meaningful impact in a way that works for you.

Learn more

Frequently Asked Questions

At Kiva, lending and donating go hand-in-hand to expand financial access and help underserved communities thrive. Here are the main things to know about Kiva lending vs. donating:

Lending with Kiva

  • 100% of your loans go to supporting borrowers.

  • Borrowers can use their loan to make positive changes in their lives and communities.

  • Borrowers repay loans on a schedule that encourages their success, not as an added burden.

  • Once a loan is repaid, you can relend your funds and help even more people.

Donating to Kiva

  • Donations help our team of 100+ distribute your loans in 80+ countries.

  • Kiva can invest in scaling services that meet the financial access needs of even more people in more countries.

  • Your support advances our mission to create a world where all people hold the power to improve their lives.

  • Donations are one-time gifts, eligible for a tax deduction in the U.S.

  • You can donate at any time, and can easily add a donation “tip” any time you lend!

Donations to Kiva's operating expenses are vital to the success and sustainability of Kiva. As an international non-profit, we’re committed to investing in groundbreaking programs to scale financial access for more people in more countries.Your donations help us realize this goal.

We primarily support our operations through optional donations from our lenders, who choose to donate in addition to their loans. By crowdfunding a large majority of this operational support through our lender community, we’re able to keep our fundraising costs low and to be less reliant on larger, one-off gifts. We raise additional funds through program fees, foundation and individual grants, and interest earned on our bank accounts.

Kiva's staff and volunteers work hard to ensure every dollar donated to Kiva is used efficiently.

Donations support a variety of programs, including:

  • Sending expert staff to over 80 countries to cultivate new partnerships, expand Kiva’s reach and perform due diligence and monitoring.

  • Building and maintaining the complex technical infrastructure that facilitates over $1 million in loans each week.

  • Training and supporting several hundred volunteers who translate and edit every loan posted on the Kiva website.

  • Supporting the needs of our valued lenders around the world, developing engagement programs and answering customer service inquiries.

To learn more about how we use donations, check out our most recent Annual Report.

Yes. Unlike loans made on Kiva’s website, donations to Kiva are considered tax-deductible charitable contributions in the United States.

Kiva is a 501(c)(3) nonprofit organization, registered in the state of California. We do not have tax-deductible status in any other countries at this time.

Many companies will match charitable donations their employees make. Check here, or check directly with your company, to see if they will double your donations to Kiva's operating expenses.

If you need Kiva to fill out a matching request for your donation, send the form as an attachment to matchinggifts@kiva.org

Absolutely. To make a donation to Kiva's operating expenses by check, please do the following:

Step 1: Write your check payable to 'Kiva Microfunds.'

Step 2: On the back of the check, write 'Donate All' and the mailing address where you'd like to receive a donation receipt (if different from the address on the check)

Step 3: Mail the check to:

Kiva Attn: Finance Department 986 Mission Street, Suite #400 San Francisco, CA 94103

Unfortunately donations made offline will not be reflected in your online Kiva account. Donation receipts will be provided by mail for offline donations. If you’d like your donation to be reflected in your Kiva account, please make your donation online.

Thank you for considering such a meaningful way to contribute to Kiva.

There are 2 ways to provide lasting support to Kiva beyond your lifetime:

  1. Leave a portion of your estate as a donation to Kiva via a bequest

  2. Leave a portion of your estate as a revolving loan fund

Learn more about how to set up either of these legacy plans here.

In addition to donating directly to Kiva, there are other ways that you can support Kiva’s operations:

Dedicate your Amazon purchases to Kiva

Make Kiva Microfunds your charity of choice using Amazon Smile.

Include Kiva in your will, trust or estate planning

Thank you for considering such a meaningful way to contribute to Kiva.

There are 2 ways to provide lasting support to Kiva beyond your lifetime:

  1. Leave a portion of your estate as a donation to Kiva via a bequest

  2. Leave a portion of your estate as a revolving loan fund

Learn more about how to set up either of these legacy plans here.

Volunteer your time

Kiva volunteers are vital to the work we do! If you’re looking to give of your time, learn more about all of our volunteer and internship opportunities here: kiva.org/volunteer

Please contact our Strategic Partnerships team at: partnerships@kiva.org