Netsai, poultry farmer, Zimbabwe
Netsai, poultry farmer, Zimbabwe
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Your gift creates a world of opportunity

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Dig deeper into Kiva

Kiva envisions a more equitable world where everyone, regardless of their economic circumstances, has the opportunity to thrive. With support from our donors and partners, we can give more people access to financial resources and a path to economic freedom.

Meet your giving team

We’re here to ensure you have everything you need to make a major impact, from answering questions and sharing specifics about Kiva's impact to fostering a relationship that deepens your connection with the people your gift helps support.

Martha Brantley

Senior Director, Strategic Partnerships

Impact investing, social entrepreneurship, food and agriculture

Talking to Kiva donors is one of the best parts of my job. I love hearing about their lives and understanding what motivates their generosity.

Shivani Chatterjee

Senior Manager, Strategic Partnerships

Education, female empowerment, social entrepreneurship

Kiva donors are extraordinary individuals who understand the transformative potential of empowering changemakers with capital and decision-making authority.

Natalie Ngu

Senior Associate, Strategic Partnerships

Small business

I love the kind, thoughtful, and generous lenders and donors who make up the Kiva community. They truly make the compounding impact of Kiva loans possible!

Reasons to support Kiva with a gift

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Catalyst for greater impact

With 2 million lenders and hundreds of lending and social enterprise partners in 70+ countries, we’re experts at making your impact go further — powering programs that support marginalized communities, recycling funds to make the most of every dollar, and pulling together millions of crowdfunded loans to change people’s lives.

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Innovation for lasting change

As a trailblazer in financial access, we’re constantly evolving to meet the needs of a changing world. With years of research insights and proven expertise, we build technology to support pioneering programs that create sustainable economic growth for future generations.

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Personal impact in a person’s life

Kiva not only advances financial equity as a human right, but our work every day achieves a tangible impact — creating positive change in real people’s lives, moving them toward a brighter future.

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Mutual respect and dignity

Kiva’s unique model goes beyond traditional philanthropy by enabling mutual connection between supporters and borrowers. Crowdfunded loans create partnerships of dignity that respect people’s autonomy and recognize their agency to build economic stability.

Kiva reaches 1 person around the world every 90 seconds.

Give access, equity, and opportunity. Give today.

Your support enables us to grow our network of local lending partners, introduce new technologies for lenders and borrowers, develop unique approaches for reaching target populations, and most importantly, provide life-changing loans to people around the world.

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Give with confidence

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Economist No Boundaries Innovation Award

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Gold Halo Awards for Best Justice, Equity, Diversity, and Inclusion Initiative and Best Employee Engagement Initiative

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Skoll Award for Social Entrepreneurship

FRANK, KIVA lender and Legacy Gift DONOR
FRANK, KIVA lender and Legacy Gift DONOR

“Frank recognized that Kiva was a unique mechanism to support those with the desire to manage their own futures.”

— Jude, Frank’s sister

As a lifelong artist, seeker, and lover of humanity — Frank saw beauty in human connection. After years as a loyal Kiva lender, Frank chose to include Kiva in his estate plans, creating a legacy of connection that will support financial equality for future generations. “Although Frank often made gifts to those in need, he understood that it is always better to teach a man to fish. The Kiva model supports this.”

More ways to give

Through our partnership with FreeWill, we’ve made it easy for you to make a gift to Kiva that aligns with your values and goals. It’s 100% free to you and provides a simple and intuitive way to make your tax-deductible donation and help create a more financially inclusive future.

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You can donate stocks or securities to help Kiva advance financial inclusion and give more people the resources they need to thrive. Easily give securities in a just few minutes with our secure online donation tool.

Give securities online
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Donor-Advised Fund

Giving through your DAF can create an immediate impact in people’s lives while making the most of tax benefits. With Freewill, you can give in just a few simple steps.

Give through a DAF
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Individual Retirement Accounts

If you or a family member have an IRA and are age 70½ or above, you can make a tax-free, qualified charitable distribution (QCD) to support Kiva. Our easy online tool can help you complete the paperwork in just minutes.

Give through an IRA
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Legacy Giving

Including Kiva in your estate plan creates a legacy honoring your commitment to financial inclusion. With our partner, FreeWill, you can quickly and easily write a will for free online and create a bequest. Find additional planned gift resources here.

Get started with FreeWill
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Donating crypto is one of the most tax-efficient ways for individuals to support causes they care about. We accept Bitcoin, Ethereum, and over 80 additional leading cryptocurrencies. Use our secure online tool to donate in just 10 minutes.

Donate crypto
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Check, ACH, or Wire

To donate via transfer, simply submit this form and a team member will reach out to you. For checks, please make payable to Kiva Microfunds and mail to the address below. Please include your return address or email to receive a tax receipt. Kiva Attn: Finance Department 986 Mission Street, Suite #400 San Francisco, CA 94103

1 in every 10 people on Earth can’t access the financial resources they need.


How Kiva uses donations

As a nonprofit, we rely on gifts to cover the important work we do every day and enable us to innovate and expand our programs. We work closely with local partners to ensure every dollar advances our mission to support communities with the most need for financial equity, focusing on refugees and displaced people, women, people impacted by climate change, and systemically marginalized U.S. communities.

Your gift is vital to expanding financial access in communities worldwide.


Allows Kiva to facilitate new loans to 290 borrowers around the world.


Funds an in-depth assessment to measure a partner’s performance and borrower outcomes.


Provides technical assistance for a local Lending Partner to improve policies and services.


Enables tech integrations for 10 Lending Partners to post and maintain loans on

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A gift of $75,000 can enable us to launch a Kiva U.S. hub in a new city.

Kiva partners with existing organizations around the U.S. that provide support to local entrepreneurs. By launching a Kiva Hub partnership, these orgs help Kiva expand financial access and funding to their network of small businesses. Since the Startup Junkie hub opened in Fayetteville, Arkansas in 2020, we’ve been able to serve over 100 new borrowers, providing almost $1M in 0% interest capital for local small-business owners. Kaleidescope Counseling worked with this hub to receive a $4,000 Kiva loan, helping them expand their business and provide essential youth counseling services.

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Get in touch with the team

Our goal is to ensure your impact ripples for generations. 

We’re here to answer any questions you have and help you make a gift that has a real impact in people’s lives.

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Learn more about Kiva

Creating real-world impact

Not only have Kiva loans changed millions of lives, our years of research and expertise have a major impact in four key impact areas.

Learn about Kiva’s impact

Kiva leadership

Kiva’s executive leadership team is united by years of industry experience and driven by a shared passion for financial inclusion.

Meet the Kiva team

Financial transparency at Kiva

As a global 501(c)(3) nonprofit, sustainability, transparency, and efficiency are at the core of our financial model.

Read about Kiva’s finances

Kiva’s impact

Guiding Kiva’s path forward

Kiva CEO Vishal Ghotge discusses the moral imperative defining our commitment to bringing financial access to all.

See how we’re growing our impact

Positive impact for borrowers

"The 60 Decibels Microfinance Index provides unambiguous evidence that MFIs can change lives for the better.”

See the research

Deepening impact for refugees

Since 2016, Kiva has been a leader amongst the growing movement of organizations working for financial inclusion for refugees.

How Kiva supports refugees

Additional resources

Kiva tax information

Kiva Microfunds 986 Mission Street, 4th Floor  San Francisco, CA 94103 USA  Tax ID: 71-0992446

Kiva in the news


“Kiva’s peer-to-peer loans most often support people the traditional financial sector too often fails to reach.”


Kiva’s learnings can help improve impact measurement practices in the financial inclusion sector.


Kiva partners with CDFIs to bridge the lending gap for historically disadvantaged groups.

Clinton Global Initiative

Kiva announces global commitments to support women and refugees at 2023 Clinton Global Initiative.

Frequently Asked Questions

When you donate to Kiva, not only are you supporting the work that makes lending to individuals around the world possible, you’re also advancing our mission to expand financial access and help underserved communities thrive. Donations drive all the work we do:

  • Power the day-to-day operations that go into building and maintaining Kiva’s programs, enabling us to use 100% of dollars lent to support borrowers around the world.

  • Pioneer tech platforms and solutions that connect lenders and borrowers, while also integrating with hundreds of financial institutions around the world.

  • Analyze and monitor the financial health, lending practices, and consumer protection policies for our network of lending partners to ensure we achieve our targeted depth and breadth of impact within key communities.

  • Introduce innovative new products and programs, such as piloting refugee lending, launching impact investment funds that mobilize capital at scale, and developing new loan products that meet the needs of social enterprises, unbanked Americans, and other focus groups.

Including Kiva in your estate plan is one of the most meaningful ways to continue supporting borrowers into the future. With our partner, FreeWill, you can easily create your will or trust for free online, notify us of a bequest, and/or designate Kiva as the beneficiary of a non-probate asset.

We’d love to help with your gift to Kiva. Please reach out to our partnerships team at

Kiva offers meaningful partnership opportunities that unlock your organization’s impact potential. Please get in touch with the partnerships team at

Yes. Unlike loans made on, donations to Kiva are considered tax-deductible charitable contributions in the United States. Kiva is a 501(c)(3) nonprofit organization, registered in the state of California. We, unfortunately, do not have tax-deductible status in any other countries at this time.

You can see currently fundraising loans and choose a borrower to support at

Kiva volunteers are vital to the work we do. Learn more about all of our volunteer and internship opportunities.