In the United States, small businesses are a vital pillar of the economy, creating two out of every three new jobs. But many U.S. entrepreneurs lack access to credit and traditional financial services needed to launch, expand, or sustain their businesses. Kiva U.S. aims to support these marginalized business owners through 0% interest loans.
Apply for a Kiva loan Resources for potential borrowers Resources for potential borrowers (in Spanish) Partner with Kiva U.S. Kiva U.S.'s Impact
Webinars, AI resources, coaching, and mentorship opportunities, plus optional business credit reporting and more.
Trustees are a free product for all community organizations looking to participate in Kiva's social underwriting process by endorsing loans they believe in throughout the U.S.
Hubs are local organizations invested in the economic inclusion for their communities, trained to support small business owners through the Kiva application process and beyond.
“The mission and vision of Kiva is right in line with the kind of work we are doing and how we are hoping to support entrepreneurs. Not only has it been so very well received here in Iowa, the onboarding has been excellent. I feel supported throughout... We can’t wait to bolster the Kiva offerings with other wrap-around support and resources for Iowa business owners.”
“Kiva U.S. fills a gap in the capital stack that no one else does. Kiva is the best first funding option for people who cannot get a grant or raise money from their family, and now with business credit building in place, that adds even more value to the offering.”
“True impact can be made if you care about underrepresented people having the right to experience the joy and success of operating a small business in the U.S.”
