Cambodia > MAXIMA Mikroheranhvatho Co., Ltd.

About the Field Partner

MAXIMA Mikroheranhvatho Co., Ltd. administers this loan. Learn more

Field Partner:

MAXIMA Mikroheranhvatho Co., Ltd.

Field Partner Risk Rating:

(Learn more)

Time on Kiva:

32 months

Kiva Entrepreneurs:

2477

Total Loans:

$1,493,850

Interest & Fees are Charged:

Yes (Learn more)

Portfolio Yield:	30%
Profitability (Return on Assets):	4%
Average Loan Size (% of Per Capita Income):	94%

Delinquency Rate:

0.00%

Default Rate:

0.00%

Currency Exchange Loss Rate:

0.00%

See all loans from this field partner >>

Kiva Fundraising Status

Fundraising Status	Active
See all fundraising loans from this field partner >>

Other Information Sources

MIX Profile	View MIX Profile
Network Affiliation	CMA - Cambodia Microfinance Association
Social Performance Reporting Level	Reporting to MIX
Consumer Protection Principles	N/A
Field Partner Website	View Website
Email Contact	maximacredit@yahoo.com

Maxima Mikroheranhvatho Co. Ltd, or "MAXIMA for Household Economic Development" was founded in March 2000 by a group of friends with the objective of providing financial services to low income clients in individual, groups and micro-enterprises, and to mobilize savings.

The aim of MAXIMA is to provide sustainable access to credit to its clients to start new businesses or expand existing ones in order to generate more income for the households. Maxima was registered as a rural credit operator with the National Bank of Cambodia (NBC) in May 2002 and, thereafter, received a license from NBC to operate as an MFI in Cambodia in August 2005.

MAXIMA can be reached via email at maximacredit@yahoo.com.

Join our lending team: "MAXIMA Mikroheranhvatho Fan Club"

Repayment Performance on Kiva

		This Field Partner	All Kiva Partners
	Start Date On Kiva	May 28, 2007	Oct 12, 2005
	Total Loans	$1,493,850	$118,121,935
	Amount of Raised Inactive Loans	$0	$147,475
	Number Of Raised Inactive Loans	0	212
	Amount of Paying Back Loans	$747,600	$50,404,975
	Number Of Paying Back Loans	1,076	68,278
	Amount of Ended Loans	$746,250	$67,569,485
	Number Of Ended Loans	1,310	99,368
	Delinquency Rate	0.00%	4.10%
	Amount of Paying Back Loans Delinquent	$0	$2,067,573
	Amount of Paying Back Loans	$747,600	$50,404,975
	Number of Paying Back Loans Delinquent	0	7,071
	Default Rate	0.00%	1.73%
	Amount of Ended Loans Defaulted	$0	$1,170,399
	Amount of Ended Loans	$746,250	$67,569,485
	Number Of Ended Loans Defaulted	0	3,524
	Currency Exchange Loss Rate	0.00%	0.00%
	Amount of Currency Exchange Loss	$0	$0
	Refund Rate	0.10%	1.05%
	Amount of Refunded Loans	$1,525	$1,240,850
	Number Of Refunded Loans	3	1,583
Updated as of February 9, 2010 12:45 AM

Loan Characteristics On Kiva

		This Field Partner	All Kiva Partners
	Loans to Women Entrepreneurs	71.78%	78.07%
	Average Loan Size	$604	$401
	Average Individual Loan Size	$627	$595
	Average Group Loan Size	$590	$1,545
	Average Number Of Entrepreneurs Per Group	2.9	0
	Average GDP Per Capita (PPP) in Local Country	$2,600	$3,429
	Average Loan Size / GDP Per Capita (PPP)	24.08%	11.69%
	Average Time To Fund A Loan	2.85 days	2.45 days
	Average Dollars Raised Per Day Per Loan	$211.84	$163.61
	Average Loan Term	15.11 months	9.27 months
Updated as of February 9, 2010 12:45 AM

Journaling Performance on Kiva

		This Field Partner	All Kiva Partners
	Total Journals	2243	60330
	Journal Coverage	73.44%	29.53%
	Journal Coverage, Kiva Fellows	2.93%	0.19%
	Journal Frequency (Average Per Loan Per Year)	0.73	0.31
	Average Number Of Recommendations Per Journal	13.24	8.88
Updated as of February 9, 2010 12:45 AM

Borrowing Cost Comparison

	This Field Partner	Median for MFI Peers in Country	All Kiva Partners
Average Interest Rate and Fees Borrowers Pay (Portfolio Yield)	30%	36%	35.22%
Average Partner Return On Assets (Average Profitability)	4%	6%	-0.47%
Average Loan Size (% of Per Capita Income)	94%	79%	43.94%