Last updated March 25, 2013


Partner Description:


Pro Mujer Bolivia is the flagship program of global nonprofit Pro Mujer and the foundational model for all of its countries’ programs. For 20 years, the dedicated staff of Pro Mujer Bolivia has been providing poor women with financial and non-financial services to help them improve their lives.


Not only does Pro Mujer Bolivia offer loan capital for women’s small-scale businesses and opportunities to save through the communal bank structure, it also provides business training and health and personal development services. This holistic approach enables clients to create opportunities for themselves and their families.



Pro Mujer’s Business Development Center has educated more than 20,000 clients on the principles of managing small businesses. The curriculum consists of several training modules and suggested action plans for business startups. The center also provides customized assistance to clients who are already business owners to help them grow.


Pro Mujer’s health and personal development services have provided information on sexual and reproductive health to more than 10,000 clients. These services also include basic primary care, as well as gynecological exams, tests for STIs and early cancer detection. On top of this, medical care also extends to the children of clients. As of 2009, over 5,000 children were treated for respiratory infections and diarrhea, and more than 7,000 children received vital vaccinations through Pro Mujer.



As of 2010, Pro Mujer operates in all nine of Bolivia’s regions -- called departments -- with offices in La Paz, Cobija, El Alto, Cochabamba, Sucre, Tarija, Santa Cruz, Potosí, Oruro, Trinidad and Riberalta. Currently, all Kiva operations are based out of the El Alto regional office.


Want to get more involved with Pro Mujer Bolivia through Kiva? Consider joining the Friends of Pro Mujer Bolivia lending team.


Pro Mujer Bolivia’s unique lending approach:


Pro Mujer’s women clients bring diverse skills and strong convictions to provide for their families, but very few are able to access formal financial services. For these women, credit alone does not serve their needs. Pro Mujer provides an alternative delivery system for its credit services through group-oriented communal banks. This appeals to women who are accustomed to working in community groups.


For its efforts, Pro Mujer Bolivia has received a number of awards and honors. See the full list here.


Status Update - September 11, 2011


As part of an ongoing effort to fully migrate risk ratings to our new and enhanced risk rating system, Kiva has conducted a re-assessment of the level of risk posed by this institution.

The information gathered during this process, together with Kiva's new risk rating system and half-star support, has led us to revise Pro Mujer Bolivia's risk rating from 5 to 4 stars.

We have prepared a blog post with more information on Kiva's new and enhanced risk rating system, along with a chart showing the relative magnitude of the overall changes for Kiva's portfolio. Pro Mujer Bolivia has been informed of our analysts’ findings and their corresponding change in rating.

Kiva HelpRepayment Performance on Kiva

    This Field Partner All Kiva Partners
  Start Date On Kiva Jul 17, 2007 Oct 12, 2005
Total Loans $5,367,675 $433,026,275
Amount of Raised Inactive Loans $0 $284,450
Number Of Raised Inactive Loans 0 210
Amount of Paying Back Loans $858,150 $93,244,525
Number Of Paying Back Loans 264 101,183
Amount of Ended Loans $4,509,525 $339,497,300
Number Of Ended Loans 1,766 443,704
Delinquency Rate 0.00% 2.45%
Amount In Arrears $0 $1,453,320
Outstanding Portfolio $548,109 $59,267,023
Number of Loans Delinquent 0 10,917
Default Rate 0.00% 0.95%
Amount of Ended Loans Defaulted $0 $3,227,945
Amount of Ended Loans $4,509,525 $339,497,300
Number Of Ended Loans Defaulted 0 9,845
Currency Exchange Loss Rate 0.00% 0.02%
Amount of Currency Exchange Loss $0 $77,519
Refund Rate 0.25% 0.94%
Amount of Refunded Loans $13,300 $4,075,975
Number Of Refunded Loans 6 4,599

Kiva HelpLoan Characteristics On Kiva

    This Field Partner All Kiva Partners
  Loans To Women Entrepreneurs 99.34% 74.01%
Average Loan Size $292 $408
Average Individual Loan Size $759 $646
Average Group Loan Size $2,772 $1,747
Average Number Of Entrepreneurs Per Group 9.6 8
Average GDP Per Capita (PPP) in Local Country $2,817 $3,348
Average Loan Size / GDP Per Capita (PPP) 10.37% 12.18%
Average Time To Fund A Loan 7.36 days 4.68 days
Average Dollars Raised Per Day Per Loan $39.69 $87.08
  Average Loan Term 5.52 months 9.63 months

Kiva HelpJournaling Performance on Kiva

    This Field Partner All Kiva Partners
  Total Journals 318 208,350
  Journaling Rate 17.42% 40.15%
  Average Number Of Comments Per Journal 0.25 0.11
  Average Number Of Recommendations Per Journal 1.47 2.66

Kiva HelpBorrowing Cost Comparison (based on 2011 data)

    This Field Partner Median for MFI Peers in Country All Kiva Partners
  Portfolio Yield 37.30% 23.60% 35.16%
  Profitability (Return on Assets) 2.4% 2.4% -0.08%
  Average Loan Size (% of Per Capita Income) 20.20% 121.10% 46.79%

Kiva HelpCountry Fast Facts

Field Partner Staff

Maria Balderrama
Hugo Bellott
Gabriela Calderon
César Castillo
Teresa Delgado
Cinthia Jaliri Salguero
Lourdes Mamani
Maria Nela Choquehuanca
Lynne Patterson
Mauricio Rodriguez
Vivianne Romero
Claudia Escobar Valdez
Carmen Velasco