Indigenous Designs is a Northern California based Organic and Fair Trade apparel company that sources from more than 1,500 hand-knitting artisans located primarily in South America.
Founded in 1994, the organization aims to honor both people and the planet throughout every step of producing fashionable apparel. It develops and markets premium quality organic apparel to high-end fashion retailers primarily in North America, Europe and Japan.
A unique lending approach:
Indigenous Designs provides 0% interest loans for artisans in economically marginalized communities. The organization has recently launched a new application, the Fair Trace Tool, which creates engaging supply chain transparency from the producer to each customer.
In 2013, with concentrated effort throughout the supply chain, only 3% of employees in the Indigenous supply chain were at risk of falling below the national poverty line. With Kiva’s support, Indigenous Designs hopes to help accelerate the growth of ethical fair trade sales, drive more revenue through a just and fair supply chain, elevate many more people from poverty and provide them with opportunity and a voice.

Repayment Performance on Kiva

    This Field Partner All Kiva Partners
  Start Date On Kiva Apr 22, 2014 Oct 12, 2005
Total Loans $4,300 $710,730,300
Amount of raised Inactive loans $0 $472,800
Number of raised Inactive loans 0 305
Amount of Paying Back Loans $4,300 $132,999,175
Number of Paying Back Loans 3 151,762
Amount of Ended Loans $0 $577,258,325
Number of Ended Loans 0 716,674
Delinquency Rate 25.00% 8.45%
Amount in Arrears $1,075 $7,342,410
Outstanding Portfolio $4,300 $86,875,231
Number of Loans Delinquent 3 28,736
Default Rate 0.00% 1.12%
Amount of Ended Loans Defaulted $0 $6,485,241
Amount of Ended Loans $0 $577,258,325
Number of Ended Loans Defaulted 0 19,256
Currency Exchange Loss Rate 0.00% 0.25%
Amount of Currency Exchange Loss $0 $1,755,454
Refund Rate 0.00% 0.69%
Amount of Refunded Loans $0 $4,879,850
Number of Refunded Loans 0 5,378

Loan Characteristics On Kiva

    This Field Partner All Kiva Partners
  Loans to Women Borrowers 66.67% 74.33%
Average Loan Size $1,433 $417
Average Individual Loan Size $1,433 $654
Average Group Loan Size $0 $1,846
Average number of borrowers per group 0 8
Average GDP per capita (PPP) in local country $12,000 $5,942
Average Loan Size / GDP per capita (PPP) 11.94% 7.01%
Average Time to Fund a Loan 3.51 days 6.3 days
Average Dollars Raised Per Day Per Loan $408.92 $66.20
  Average Loan Term 25 months 10.74 months

Journaling Performance on Kiva

    This Field Partner All Kiva Partners
  Total Journals 0 350,269
  Journaling Rate 0.00% 41.47%
  Average Number of Comments Per Journal 0.00 0.07
  Average Number of Recommendations Per Journal 0.00 1.58

Borrowing Cost Comparison (based on 2009 data)

    This Field Partner Median for MFI's in Country All Kiva Partners
  Average Cost to Borrower 0% APR 29.00% PY 32.02% PY
  Profitability (return on assets) N/A 1.4% -1.92%
  Average Loan Size (% of per capita income) N/A 42.00% 19.63%

Country Fast Facts

Field Partner Staff

Billie Sumner