Youth Initiative for Community Empowerment
Uganda
Last updated February 6, 2013
Partner Description:
Youth Initiative for Community Empowerment (YICE) is a registered women and youth empowerment initiative in Central Uganda. Aiming to empower vulnerable women and young people both economically and socially, it provides four core services:
1) Training vulnerable women and out-of-school girls in farming as a business
2) Advancing sexual and reproductive health as well as HIV/AIDS rights
3) Conducting youth vocational and skills development trainings
4) Integrated care and support for orphans and other high-risk children
Founded in 2010, YICE began by organizing focus group discussions to better understand clients’ needs. It quickly identified women as a hard-to-reach group that needed specific intervention. They determined that many widows and out-of-school girls in Uganda live in poverty and depend on subsistence farming. Most of these women are illiterate, marginalized in their communities or come from abusive homes.
Early on, the initiative supported 10 widows and 5 out-of-school girls to establish small farming enterprises, produce vegetables, grow local poultry and rear pigs. In the future, YICE is planning to organize financial literacy programs to build the capacity of vulnerable women even more.
Kiva lenders’ funds are used to support specialized agricultural training programs for vulnerable women, including single mothers and out-of-school girls, and to help them start their own farming businesses. Kiva’s flexible, risk-tolerant capital enables YICE to impact a large group of vulnerable women by teaching them how to establish small farming enterprises. Participants are also introduced to financial management, record keeping and other skills.
YICE’s impact:
Since its inception, YICE has enabled widows and out-of-school girls to establish sustainable farming businesses. With the income gained from selling products, these women expand their enterprises, and buy food, soap, paraffin, clothes, and school supplies for orphaned children. Several of the out-of-school girls are expected to earn between $30 to $70 monthly from eggs through their local chicken enterprises.
Additionally, the organization has trained mothers as peers educators in sexual and reproductive health. These trainees have reached 860 households in 10 villages with information on sexual reproductive health, HIV/AIDS and maternal health. As a result, 160 people have been tested for HIV/AIDS, including 91 mothers. These numbers will continue to climb as the organization grows and becomes more established.
During YICE’s focus group discussions, a total of 247 orphans and vulnerable children (OVC) were identified. The needs of these women and children were assessed, and their capacities were improved through OVC workshops and seminars. 198 were provided with clothes and school supplies collected through a YICE Fundraising Campaign.
YICE joined Kiva through our Experimental Partnership Program, and has therefore received a lighter level of due diligence. Accordingly, loans associated with this partner carry a higher level of risk than typical Kiva loans.
Images courtesy of Youth Initiative for Community Empowerment.
Partner Description:
Youth Initiative for Community Empowerment (YICE) is a registered women and youth empowerment initiative in Central Uganda. Aiming to empower vulnerable women and young people both economically and socially, it provides four core services:
1) Training vulnerable women and out-of-school girls in farming as a business
2) Advancing sexual and reproductive health as well as HIV/AIDS rights
3) Conducting youth vocational and skills development trainings
4) Integrated care and support for orphans and other high-risk children
Founded in 2010, YICE began by organizing focus group discussions to better understand clients’ needs. It quickly identified women as a hard-to-reach group that needed specific intervention. They determined that many widows and out-of-school girls in Uganda live in poverty and depend on subsistence farming. Most of these women are illiterate, marginalized in their communities or come from abusive homes.
Early on, the initiative supported 10 widows and 5 out-of-school girls to establish small farming enterprises, produce vegetables, grow local poultry and rear pigs. In the future, YICE is planning to organize financial literacy programs to build the capacity of vulnerable women even more.
Kiva lenders’ funds are used to support specialized agricultural training programs for vulnerable women, including single mothers and out-of-school girls, and to help them start their own farming businesses. Kiva’s flexible, risk-tolerant capital enables YICE to impact a large group of vulnerable women by teaching them how to establish small farming enterprises. Participants are also introduced to financial management, record keeping and other skills.
YICE’s impact:
Since its inception, YICE has enabled widows and out-of-school girls to establish sustainable farming businesses. With the income gained from selling products, these women expand their enterprises, and buy food, soap, paraffin, clothes, and school supplies for orphaned children. Several of the out-of-school girls are expected to earn between $30 to $70 monthly from eggs through their local chicken enterprises.
Additionally, the organization has trained mothers as peers educators in sexual and reproductive health. These trainees have reached 860 households in 10 villages with information on sexual reproductive health, HIV/AIDS and maternal health. As a result, 160 people have been tested for HIV/AIDS, including 91 mothers. These numbers will continue to climb as the organization grows and becomes more established.
During YICE’s focus group discussions, a total of 247 orphans and vulnerable children (OVC) were identified. The needs of these women and children were assessed, and their capacities were improved through OVC workshops and seminars. 198 were provided with clothes and school supplies collected through a YICE Fundraising Campaign.
YICE joined Kiva through our Experimental Partnership Program, and has therefore received a lighter level of due diligence. Accordingly, loans associated with this partner carry a higher level of risk than typical Kiva loans.
Images courtesy of Youth Initiative for Community Empowerment.
Repayment Performance on Kiva
Repayment Performance on Kiva| This Field Partner | All Kiva Partners | ||
| Start Date On Kiva | Feb 26, 2013 | Oct 12, 2005 | |
|---|---|---|---|
| Total Loans | $4,225 | $424,502,625 | |
| Amount of Raised Inactive Loans | $0 | $303,725 | |
| Number Of Raised Inactive Loans | 0 | 236 | |
| Amount of Paying Back Loans | $4,225 | $92,457,350 | |
| Number Of Paying Back Loans | 12 | 100,288 | |
| Amount of Ended Loans | $0 | $331,741,550 | |
| Number Of Ended Loans | 0 | 434,958 | |
| Delinquency Rate | 0.00% | 2.08% | |
| Amount In Arrears | $0 | $1,221,363 | |
| Outstanding Portfolio | $4,225 | $58,717,054 | |
| Number of Loans Delinquent | 0 | 9,846 | |
| Default Rate | 0.00% | 0.97% | |
| Amount of Ended Loans Defaulted | $0 | $3,220,059 | |
| Amount of Ended Loans | $0 | $331,741,550 | |
| Number Of Ended Loans Defaulted | 0 | 9,823 | |
| Currency Exchange Loss Rate | 0.00% | 0.02% | |
| Amount of Currency Exchange Loss | $0 | $77,435 | |
| Refund Rate | 0.00% | 0.96% | |
| Amount of Refunded Loans | $0 | $4,068,925 | |
| Number Of Refunded Loans | 0 | 4,589 |
Loan Characteristics On Kiva
Loan Characteristics On Kiva| This Field Partner | All Kiva Partners | ||
| Loans To Women Entrepreneurs | 100.00% | 74.04% | |
|---|---|---|---|
| Average Loan Size | $70 | $406 | |
| Average Individual Loan Size | $0 | $645 | |
| Average Group Loan Size | $352 | $1,742 | |
| Average Number Of Entrepreneurs Per Group | 5 | 8 | |
| Average GDP Per Capita (PPP) in Local Country | $1,700 | $3,346 | |
| Average Loan Size / GDP Per Capita (PPP) | 4.14% | 12.15% | |
| Average Time To Fund A Loan | 0.3 days | 4.69 days | |
| Average Dollars Raised Per Day Per Loan | $230.94 | $86.68 | |
| Average Loan Term | 16 months | 9.61 months |
Journaling Performance on Kiva
Journaling Performance on Kiva| This Field Partner | All Kiva Partners | ||
| Total Journals | 0 | 203,232 | |
|---|---|---|---|
| Journaling Rate | 0.00% | 39.93% | |
| Average Number Of Comments Per Journal | 0.00 | 0.11 | |
| Average Number Of Recommendations Per Journal | 0.00 | 2.73 |
Borrowing Cost Comparison (based on 2009 data)
Borrowing Cost Comparison (based on 2009 data)| This Field Partner | Median for MFI Peers in Country | All Kiva Partners | ||
| Portfolio Yield | N/A | N/A | 35.02% | |
|---|---|---|---|---|
| Profitability (Return on Assets) | N/A | N/A | -0.38% | |
| Average Loan Size (% of Per Capita Income) | N/A | 72.10% | 46.53% |
Country Fast Facts
Country Fast Facts- Country:
- Uganda
- Capital:
- Kampala
- Official Language:
- English (official national language, taught in grade schools, used in courts of law and by most newspapers and some radio broadcasts), Ganda or Luganda (most widely used of the Niger-Congo languages, preferred for native language publications in the capital and may be taught in school), other Niger-Congo languages, Nilo-Saharan languages, Swahili, Arabic
- Population:
- 26,404,543
- Avg Annual Income:
- $1,700
- Labor Force:
- agriculture 82%; industry 5%; services 13%
- Population Below Poverty Line:
- 35%
- Literacy Rate:
- 69.90%
- Infant Mortality Rate (per 1000):
- 86.15 deaths
- Life Expectancy:
- 45.28 years