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Update: February 5, 2010
YOSEFO has been paused due to late payment.
Fidelis Chuhila
fidelis chuhila
Jennifer Gong
Charles Komba
Innocensia Kopoka
Ndeu Maboja
Altemius Millinga
SIMPERT NDUNGURU
Happy Sambega
George Sebunya
Spencer Sherman
Tanzania > Youth Self Employment Foundation (YOSEFO)
About the Field Partner
| Youth Self Employment Foundation (YOSEFO) administers this loan. Learn more | |||||||
| Field Partner: | Youth Self Employment Foundation (YOSEFO) | ||||||
|---|---|---|---|---|---|---|---|
| Field Partner Risk Rating: | |||||||
| Time on Kiva: | 45 months | ||||||
| Kiva Entrepreneurs: | 1022 | ||||||
| Total Loans: | $641,200 | ||||||
| Interest & Fees are Charged: | Yes (Learn more) | ||||||
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| Delinquency Rate: | 0.00% | ||||||
| Default Rate: | 0.00% | ||||||
| Currency Exchange Loss Rate: | 0.00% | ||||||
| See all loans from this field partner >> | |||||||
Kiva Fundraising Status
Kiva Fundraising Status
| Fundraising Status | Paused |
|---|---|
See all fundraising loans from this field partner >>
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Other Information Sources
Other Information Sources
| MIX Profile | View MIX Profile |
|---|---|
| Network Affiliation | Plan International |
| Social Performance Reporting Level | N/A |
| Consumer Protection Principles | N/A |
| Field Partner Website | View Website |
| Email Contact | None |
Update: February 5, 2010
YOSEFO has been paused due to late payment.
Youth Self Employment Foundation (YOSEFO) is a Non Governmental Organization (NGO) registered in Tanzania under Societies Orginance, 1954. As of December 31, 2005, YOSEFO had 3,695 customers, and 67% of them women. YOSEFO uses solidarity methodology to deliver it's Financial Services, and also provides business skills training, technical skills training, and HIV/AIDS awareness.
YOSEFO can be contacted via email at altemiusm@yahoo.com or cemide@uccmail.co.tz
Repayment Performance on Kiva
Repayment Performance on Kiva
| This Field Partner | All Kiva Partners | ||
| Start Date On Kiva | Apr 24, 2006 | Oct 12, 2005 | |
|---|---|---|---|
| Total Loans | $641,200 | $118,121,935 | |
| Amount of Raised Inactive Loans | $0 | $147,475 | |
| Number Of Raised Inactive Loans | 0 | 212 | |
| Amount of Paying Back Loans | $167,925 | $50,404,975 | |
| Number Of Paying Back Loans | 235 | 68,278 | |
| Amount of Ended Loans | $473,275 | $67,569,485 | |
| Number Of Ended Loans | 652 | 99,368 | |
| Delinquency Rate | 0.00% | 4.10% | |
| Amount of Paying Back Loans Delinquent | $0 | $2,067,573 | |
| Amount of Paying Back Loans | $167,925 | $50,404,975 | |
| Number of Paying Back Loans Delinquent | 0 | 7,071 | |
| Default Rate | 0.00% | 1.73% | |
| Amount of Ended Loans Defaulted | $0 | $1,170,399 | |
| Amount of Ended Loans | $473,275 | $67,569,485 | |
| Number Of Ended Loans Defaulted | 0 | 3,524 | |
| Currency Exchange Loss Rate | 0.00% | 0.00% | |
| Amount of Currency Exchange Loss | $0 | $0 | |
| Refund Rate | 2.17% | 1.05% | |
| Amount of Refunded Loans | $13,925 | $1,240,850 | |
| Number Of Refunded Loans | 13 | 1,583 | |
| Updated as of February 9, 2010 1:05 AM | |||
Loan Characteristics On Kiva
Loan Characteristics On Kiva
| This Field Partner | All Kiva Partners | ||
| Loans to Women Entrepreneurs | 67.07% | 78.07% | |
|---|---|---|---|
| Average Loan Size | $641 | $401 | |
| Average Individual Loan Size | $688 | $595 | |
| Average Group Loan Size | $1,732 | $1,545 | |
| Average Number Of Entrepreneurs Per Group | 4.6 | 0 | |
| Average GDP Per Capita (PPP) in Local Country | $723 | $3,428 | |
| Average Loan Size / GDP Per Capita (PPP) | 99.98% | 11.69% | |
| Average Time To Fund A Loan | 2.53 days | 2.45 days | |
| Average Dollars Raised Per Day Per Loan | $253.35 | $163.61 | |
| Average Loan Term | 8.78 months | 9.27 months | |
| Updated as of February 9, 2010 1:05 AM | |||
Journaling Performance on Kiva
Journaling Performance on Kiva
| This Field Partner | All Kiva Partners | ||
| Total Journals | 129 | 60325 | |
|---|---|---|---|
| Journal Coverage | 12.70% | 29.53% | |
| Journal Coverage, Kiva Fellows | 0.00% | 0.19% | |
| Journal Frequency (Average Per Loan Per Year) | 0.08 | 0.31 | |
| Average Number Of Recommendations Per Journal | 3.40 | 8.88 | |
| Updated as of February 9, 2010 1:05 AM | |||
Borrowing Cost Comparison
Borrowing Cost Comparison
| This Field Partner | Median for MFI Peers in Country | All Kiva Partners | ||
| Average Interest Rate and Fees Borrowers Pay (Portfolio Yield) | 31% | 36% | 35.22% | |
|---|---|---|---|---|
| Average Partner Return On Assets (Average Profitability) | 4% | -8% | -0.47% | |
| Average Loan Size (% of Per Capita Income) | 37% | 41% | 43.94% |
Field Partner Staff
Rodney ChubwaFidelis Chuhila
fidelis chuhila
Jennifer Gong
Charles Komba
Innocensia Kopoka
Ndeu Maboja
Altemius Millinga
SIMPERT NDUNGURU
Happy Sambega
George Sebunya
Spencer Sherman
Country Fast Facts
Country Fast Facts
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|
| Country: Tanzania |
| Capital: Dar es Salaam |
| Official Language: Kiswahili or Swahili (official), Kiunguju (name for Swahili in Zanzibar), English (official, primary language of commerce, administration, and higher education), Arabic (widely spoken in Zanzibar), many local languages |
| Population: 36,588,225 |
| Avg Annual Income: $723 |
| Labor Force: agriculture 80%; industry and services 20% |
| Population Below Poverty Line: 36% |
| Literacy Rate: 78.20% |
| Infant Mortality Rate (per 1000): 102.13 deaths |
| Life Expectancy: 44.39 years |
| Currency: Tanzania Shillings |
| Exchange Rate: 1,347.5000 TZS = 1 USD |
| 
