This is Jojit, 38, resident of Bacoor,Cavite city, Philippines. She is married to Jecon, a driver. She, together with her husband, manages their household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses.

Jojit maintains a direct selling business. She sells clothing, footwear, undergarments, cosmetics and other products through the popular direct selling brands like Avon, Fuller life, Natasha, Boardwalk, Marikina Shoe Exchange, and other direct selling brands. A customer's order is bought in cash by the dealer and then given to the customer with a one-month-to-pay credit. The dealer’s prices are lower than those in the catalogue, and these are the profits that dealers are investing in as their income. Her regular customers are her neighbors and the local community. She earns a minimum of 2000 Philippine Pesos (PHP) in sales every week.

To help her continue operations of her business, she is requesting a PHP 12,000 loan. She will be utilizing the loan to buy merchandise items and orders for her customers. She expects a boost in her business income as she expands her business.

Jojit hopes that her business will continue to be successful. She faithfully meets up with her co-fellowship members to share stories of her work every week and where she can also draw strength and inspiration from the Word of God she studies.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and pay microfinance loans.