Erlinda D.'s main source of income comes from tending a canteen near a school. She is 30 years old, married and has two school-aged children. They are from the village of Banquero. Erlinda has been in her business for over three years and earns approximately 3,500 Philippine pesos (PHP) a month.

In 2006, Erlinda joined ASKI to gain access to financial services to help improve her living conditions and enable her to engage in business activities. Erlinda has successfully repaid a previous loan of 13,000 PHP from ASKI which was used to purchase new items to expand her product offering. Erlinda is requesting a new loan of 10,000 PHP which will be used to purchase additional products to sell. This will be her 9th loan from ASKI. She plans to use additional income to improve and expand her business.

Erlinda is the leader of a five member group accessing a loan offered by ASKI. While each member of the group receives an individual loan, they are collectively responsible for paying back the loans of their fellow group members if someone is delinquent or defaults. The official name of this borrowing group is "Erlinda D.'s Group".

About ASKI:
ASKI is one of the most successful microfinance institutions in the Philippines. It has 38 branches covering the central and northeastern areas. Its clients are mostly farmers, fisherfolks and small entrepreneurs.

Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, Kiva created this template for our Field Partner to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.