In this group: Isabel, Julia, Marline, Marleni, Serafina, Juana, Vidalina, Agripina, Martina, Marcelina, Vicente, Fredi
Translated from Spanish. View original language description.
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In this group: Isabel, Julia, Marline, Marleni, Serafina, Juana, Vidalina, Agripina, Martina, Marcelina, Vicente, Fredi
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Translated from Spanish. View original language description.
El bancomunal Santa Rosa De Mitapasamana está ubicado en la Comunidad de Mitapasamana, en el distrito de Vinchos, Provincia de Huamanga en el departamento de Ayacucho.
La comunidad está en la zona altoandina a 50Km de la ciudad de Ayacucho, la vía es asfaltada, los pobladores se dedican principalmente a la agricultura (cereales), ganadería (vacunos, ovinos).
Isabel, es conviviente, tiene 3 hijos. Se dedica a la compra-venta de quesos y cereales. Isabel compra sus productos en las ferias y recorre los diferentes lugares donde hay cereales. Su familia le ayuda en su negocio. Isabel solicita su préstamo para incrementar su capital y para aumentar sus productos. Su sueño es mejorar sus ingresos para asegurar la educación de sus hijos.
Julia es divorciada, tiene 4 hijos, se dedica a la venta de queso y cereales, aprovecha las ferias locales para vender sus productos, recibe el apoyo de sus hijos para acopiar cereales. Julia solicita su préstamo para incrementar su capital, comprar más cantidad de queso y mas cereales. Su sueño es mejorar su casa y que sus hijos sean profesionales.
This loan is administered by FINCA Peru, one of Kiva?s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.
In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru?s Kiva Field Partner page to learn more.
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
A Lending Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Lending Partner to originate, disburse and collect.
Kiva loans are facilitated through 2 models, partner and direct, that enable us to reach the greatest number of people around the world.
For partner loans, borrowers apply to a local Lending Partner, which manages the loan on the ground. Lending Partners are responsible for screening borrowers, disbursing loans, posting borrowers to the Kiva website for funding, collecting repayments and otherwise administering Kiva loans on the ground to borrowers.
For direct loans, borrowers apply through the Kiva website and may or may not be endorsed by a Trustee. Unlike Lending Partners, Trustees don't handle any financial transactions or have any duty to repay loans on behalf of their borrowers. Instead, Trustees take the role of providing support and business advice to their borrowers throughout the term of the loan.
A Lending Partner's average loan size is expressed as a percentage of the country's gross national annual income per capita. Loans that are smaller (that is, as a lower percentage of gross national income per capita) are generally made to more economically disadvantaged populations. However, these same loans are generally more costly for the Lending Partner to originate, disburse and collect.
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